i heard about mint.com either on the clark howard show or in the paper. mint.com is a site you can go to prepare a personal budget. of course, you log in, use your i.d. and when i logged in, it asked for my bank name, my routing number and then it asked for my user i.d. and password to my bank account. that's where i immediately stopped and said, i can't do this. is mint.com a safe website to use when creating a personal budget? >> tasha, you're on to something. i use mint.com, but there is a risk because you are coughing up your passwords. if you read their security briefing, they'll tell you all the things they do to try to make your information safe. but nowhere there does it say if they have a breach that they're going to cough up your dough if there is a problem. but they do, in fact, give you alerts that let you know later, hey, there is a big transaction going on in your account. is this okay? so that you are able, over time, to monitor what's going on. and speaking of monitoring, for you, if you were trying to track your dough, i want you to know

. >>> now your money expert, clark howard. >> why am i smiling? when you hear what i'm going to talk about, you'll think -- have i lost my mind? foreclosure rates are likely to rise according to experts the rest of this year and through 2010. why would that make me smile? because i don't believe it. in spite of the fact that increasing numbers of americans are delinquent on their home loans as and you move up the price point in house, you have an increasing number of people in trouble, the reality is that lenders are finally getting smart about another way out. throughout the first half of this year, the idea of doing a short sale, where a lender agrees to negotiate a lower selling price for a house, and they take a hit on the mortgage balance, was really something talked about that really didn't happen. real estate agents were frustrated beyond belief. but now to the benefit of home owners and, yes, banks, and especially for people buying homes, short sales are actually working. so are we going to see the millions and millions of foreclosures? i

. >> next on "clark howard" -- >> we have a brand new, 2008 truck, that has a very high interest rate in the near 20's, 20%. >> you don't! >> it just touches my heart because you know, we know that the men and women in the uniform sacrificed so much. but sometimes we don't really hear about the family stories and they sacrificed just as much. >>> all right so senior officer jeff torres is a candidate. you want to talk about investing in a certain plan. so let's ask about that. >> since becoming parents in the last year, my wife and i have been concerned with the forecast for higher education in about 17 years. forecasting about $300,000 we'll have to shell out. so what i've done for the first year is invested in my state's 529 plan. i was wondering what your thoughts are about 529 plans or other state plans that i don't know about. >> it's a college savings plan, you put money into it all the money gross tax-free as long as the money is used for college. all the earnings are tax-free. so it is the absolute best vehicle to save for college. and so you're doing the right thing. what sta

i heard of this on the clark howard show or in the paper. mint.com is a place to go to prepare a personal budget. you log in, create a personal i.d., and when i logged in, they asked for my bang number, my routing number and then my user i.d. and password to my bank account and that's where i immediately stopped and ah, you can't do this. my question is, is it safe website to go to when preparing a personal budget. >> i do use mint.com. you cough up their passwords and if you read their security, they will tell you all of the things that they do to try to keep your information safe. nowhere does it safe if they have a breach that they will cough up your dough if there's a problem. but they do in fact give you an alert that let's you know later that, hey, if there's a big transaction going on in your account, is this okay so that you're able, over time, to monitor what is going on. and speaking of monitoring, for you, if you were trying to track your dough, i would want you to know i love their competitor wysabi.com and because w these sites

i'm clark howard. for more ways for you to be smart with your wallet go to cnn.com/clarkhoward. >>> the ashes of a military veteran were stolen just before he was supposed to be buried, and then his family had a big decision to make. how they handled a shacking development. >>> we begin way somber update on this child right here. 5 years old, shaniya davis missing nearly a week. investigators say they're now searching for her body along a central north carolina highway. the police say they received reliable information shaniya may have been dumped there. they've charged her 25-year-old mother with human trafficking and felony child abuse. antoinette davis is due in court in about two hours. she lived with her father until last month. he says he was hess dant to let her stay with her mother but felt she deserved another opportunity to be a part of shaniya's life. >> of course, i had some reserves. however, you know, she had been trying. i know she been working for at least six months, and she had been t

i am clark howard. for more ways for you to invest wisely go to cnn.com/clark howard. >> did you know clark howard serves in the georgia state guard so this weekend you will see him serving the troops. catch us in a special presentation at 6:00 a.m., noon, and 4:00 p.m. eastern on saturday and sunday here on hln. >>> and if you would like to help the victims and the families of the ft. hood shootings. you can click on impact your world. >>> the wife of the dodgers' owner is speaking out for the first time about the couple's messy divorce everybody is talking about. >> as you know, we have been talking about this a lot. and we have only heard from the man, frank's allegations where he said she had an affair with her chauffeur, and she told the "los angeles times," that he lies. she was just as much behind the success of the dodgers, and that's why she wants her job back even though the court denied it. now they are battling out who owns the team. she signed a post -- as opposed to a pre-nup. why? >>> and

i'm clark howard. for more smart tips, go to my website. >> so, for ways to save more, spend less and avoid getting ripped off, catch the clark howard show every saturday and sunday. >>> seems like sarah palin's new book has a life of its own since it came out. what would it say if it had a voice of its own? >>> good morning. it's friday, so i hope you start your day on a good note. i'm robin meade and here's what's going on today, sunshine. wow, do you believe that oprah is giving up her show? not to worry. why it won't be the last you'll see of her. plus, new allegations that could blow the lid of the ft. hood investigation. why an expert is sure the gunman could have been stopped. and you may have already gotten a shot to help protect you from the swine flu even if you haven't had the vaccine. >>> first though, oprah winfrey is going to make her biggest announcement ever. bigger than a book club or car gave away. she will announce she's ending her show. other hosts say she changed everything in the

i'm clark howard. check me out at cnn.com/clark howard. >> clark will teach you to save more, spend less and avoid getting ripped off. catch him at noon eastern on saturdays and sundays here on hln. less. so catch him saturdays and sundays right here on hln. >>> i know time is just ticking away like that so if you have to travel, here's bobby. >> i think you'll get an extra hour at the airport in chicago. it's going to be the wind and rain too. watch for an hour more from midway and o'hare. windy, rainy there. just a little wind coming in toward new york city. it's a northerly wind, though. probably about 15, 20 miles per hour. half hour delays a possibility right at nyc. in atlanta the wind and rain coming in later. watch for a half hour, hour-long delay. san francisco, low clouds that will slow you down for about an hour. >>> a new kia motors plant that created thousands of jobs in georgia has opened its doors. the first car rolled off the assembly line yesterday. it could point $6.5 billion into the

you can go to the best of clark howard at cnn.com/clark howard and watch my video tips for you to pack a punch in your wallet. >>> are you having trouble making ends meet in your household? well, one of the biggest expense categories where you can shrink your budget by a huge amount is what you pay for groceries. you can save money in this area easier than almost any other thing in your life without sacrificing convenience, without sacrificing quality. you know what the simplest answer is? coupons. a lot of people know it because the use of coupons is way up in the recession versus how many people were actually clipping coupons before. and here's a trick on the coupons. do you know there is entire strategies about how to use them and get the most value from them? there is a very user friendly website called coupon mom.com that if you go to coupon mom.com, she will teach you how to buy groceries far more affordably than you ever have and walk out with basketfuls for almost nothing. how are you? >> caller: i'm doing good. how about yourself? >> great. you are into descriptions on food me

i'm clark howard. for more ways i try to make a difference with your wallet go to cnn.com/clarkhoward. >> did you know clark howard serves in the georgia state guard? this weekend you'll see him serving the troops. clark and i teamed up to help soldiers and you save more, spend less, and avoid getting ripped off. catch us at 6:00 a.m., noon, and 4:00 p.m. eastern on saturday or sunday. if you would like to help the victims of the ft. hood victims or their families go to cnn.com/robin. >>> some of the stories we're busy watching already today in the morning express planner for you. at 9:00 a.m. eastern. the homeland security chief j gives a speech. the man accused of killing jasper howard will be in court at 10:00 a.m. this afternoon a sentencing hearing for former louisiana representative william jefferson. he had thousands of dollars in the freezer after a bribery sting. >>> how is this for a get out of jail free card? police let a man out because of something on his facebook page.

i'm clark howard. for more ways for you to invest wisely, go to cnn.com/clarkhoward. >>> did you know clark howard serves in the georgia state guard and this weekend you're going to see him serving our troops. clark and i teamed up to help the soldiers and you save more, spend less and avoid getting ripped off. catch us in the special presentation at 6:00 a.m., noon, and 4:00 p.m. eastern on saturdays and sunday right here on hln. also, if you'd like to help the victims of the ft. hood shootings or their families go to cnn.com/robin. check under the important website section and click on impact your world. >>> so the wife of the dodgers' owner is speaking out for the first time about their messy divorce that everyone has been gossiping about anyway. rafer has that. good morning. >>> good morning. there are two sides to every argument. >> yeah. >> and, you know -- >> hold on. i don't hear you for a second. yeah, i think your microphone mighting back. do you want to go with the hard wire? for those at ho

. >>> did you know clark howard serves in the georgia state guard? this weekend sh you will see him serving our troops. clark and our own robin meade teamed up to help soldiers save more, spend less and avoid getting ripped off. >> you want to talk about investing in a certain plan. >> since becoming parents in the last year, my wife and i have been concerned with the forecast of our higher education. 17 years from now, they're forecasting about $17,000. i've invested in my state's 529 plan and i was wondering what your thoughts are on that. >> it's a college savings plan. put money into it and all the money grows tax-free as long as the money is used for college, all the earnings are tax-free. so it is the absolute best vehicle to save for college. and so you're doing to right thing. what state plan are you in? >> virginia and actually made a decision to remain a virginia resident because of the education benefits. >> virginia is one of the states that has multiple 529 plans and there are good ones and bad ones. so i have a guide on my website, whic

i'm clark howard. for more money saving tips, go to cnn.com/clarkhoward. >>> for more money saving advice don't miss clark howard at 4:00 eastern here on hln. >>> the first instant replay call in world series history not only changed the momentum of game three but helped the yankees rally to victory. the yankee turnaround started when alex rodriguez lined up a shot to the right-field corner ishl initially ruled a double. it was declared a homer after reviewing the play on instant replay. the yankees now lead the series two games to one. >>> the world's largest cruise ship is so big it had to lower its smokestacks in order to squeeze under a bridge. it's tough to see in this nighttime video but the oasis of the seas just cleared the bridge in denmark. it skimmed underneath with two feet to spare. it's five times larger than the titanic and can hold 6,300 passengers and will make the u.s. debut in florida on the 20th of november. >>> here are some of the stories we'll cover for you in the coming days. to

i'm clark howard. for more ways for you to invest wisely, go to cnn.com/clarkhoward. >> clark howard serves on the georgia state guard, in case you didn't know, and this weekend, you're going to see him serving our troops. clark and robbedin immediate teamed up to help our soldiers and help you save more and spend less and avoid getting ripped off. you can watch this special presentation at 6:00 a.m., noon, 4:00 p.m. eastern right here. we hope you'll join us. a man of 55 years made one big mistake. accidentally threw his wife's wedding and engagement rings in the trash. there is a happy ending here, but wait until you hear what they did to get those rings back. @@@@@@@@@@@@@@ >>> want to get you the breaking news we're learning right now out of ft. hood regarding the shooting investigation there. u.s. military sources say formal charges will be filed today against the suspect, major nidal hasan. he'll be charged with 13 counts of premeditated murder in connection with that bloody rampage

i'm clark howard. for more ways to protect yourself, go for cnn.com/clarkhoward. >> get great consumer advice weekends. clark joins you saturdays and sundays at noon and 4:00 eastern. he'll help you save more, spend less and avoid getting ripped off. >>> japan has long been the home of baseball fans but last night's world series games six revved up nonfans too. find out what got the japanese excited about this year's fall classic. >>> the 7-month-old baby girl missing in the florida panhandle five days is now safe and in protective custody. shannon dedrick was found in a cedar box under a bed in her baby sitter's home. authorities are planning to charge the baby sitter, her husband and the baby's mother in the disappearance. the sheriff talked about finding little shannon alive. >> during the investigation susan who is shannon's aunt, susan baker who is shannon's aunt and half stepsister of the mother became a person of interest. susan and james baker were reinterviewed yesterday and provided law enfor

i'm clark howard. check me out at cnn.com/clarkhoward. >> thank you, clark. by the way, clark will teach you how to save more, spend less, avoid getting ripped off and you can catch him at noon eastern on saturday and sunday right here on hln. >>> an amazing marathon operation to help conjoined twins. you'll hear how the 2-year-old girls are doing after 25 hours of surgery. >>> right now on "showbiz tonight," when sarah met oprah. tonight, brand-new bombshell revelations from sarah palin's interview today on oprah. palin's new slams against levi johnston. >> a bit heartbreaking to see the road that he is on right now. >> how palin screwed up the devastating katie couric interview. >> i don't blame people for thinking that i was not qualified, that i was ill-prepared. >> plus, is sarah palin pushing for a talk show? and should oprah watch her back? >>> tonight, the brand-new screaming headlines that brad and angelina may be breaking up. but what's the truth? tonight, "showbiz tonight" with the dramatic

i'm clark howard for more ways for to you keep your wallet shipshape, go to cnn.com/clarkhoward. >> clark will teach you to save more, spend less and avoid getting ripped off. catch him at noon on saturday and sundays. >>> two are facing criminals charges after frat hazing. he was hospitalized with a blood alcohol level of.5%. he was a new member of phi betta university. in text messages he said he was being forced to drink. investigators have not confirmed that. the fraternity has suspended three of its members. >>> you probably saw the video of the woman who fell under the tracks of the train. i know you saw it if you were watching this show yesterday. so close. now we hear from the operator of the train what it was like for her. ♪ who says you can't go home ♪

hln money expert clark howard are on the phone with us right now. he's talking more about the bump in cost. clark, thank you so much for interrupting your lunch, first of all. >> sure. >> secondly, tell us about these new surcharges. how much are we talking? >> well, the surcharges are all over the board. the surcharges for thanksgiving and christmas are pretty much already baked in the cake. typically at 20 bucks. but the bigger surcharges are the ones coming through the spring and beyond. the airlines are floating trial ball loons of 30 to 50 extra dollar each way on certain days that they designate as peak. >> so what are the surcharges for? are they extra bag surcharges? where will we identify them? where will we see them? >> this is just a breathing charge. this is just for you -- for you showing up and breathing, you're going to pay it if you pick the wrong date on the calendar to fly. and you know, this is all about the fact that the airline -- the full fare airline had been parking planes in the desert for months trying to reduce the number

i'm clark howard. for more ways to save, go to cnn.com/clarkhoward. >> thanks, clark. he'll teach you how to save more, spend less and avoid getting ripped off. you can catch him on saturdays and sundays at noon on hln. >>> a michigan man clinched the championship for paper, rock, scisso scissors. 512 people were competing there and having a good time, too. >>> remember that stunning video of a soccer player who pulled the opponent to the ground by her ponytail? she's finally talking about what happened. @@@@@@@@@@@@

i'm clark howard. check me out at cnn.com/clarkhoward. >>> and for more ways to save more, spend less, and avoid getting ripped off, don't miss the clark howard show today at noon eastern right here on hln. >>> a guy claimed that he was just too fat to kill his former son-in-law. and that was his defense in court for more than a month. now the jury finally weighs in. >>> we have video now from c-span that shows nidal hasan at a lecture earlier this year. keep in mind, cnn has not confirmed it is him at the center of your screen here who is highlighted. but this video is from a lecture at george washington university on january the 6th. israel's baambassadors to the u. and others were talking about the incursion. that appears to be hasan, but we have not confirmed it is, in fact, him. keep it here on hln for the latest on the ft. hood shooting investigation and today's other top stories. >>> the number of u.s. banks that failed this year just climbed to 120. five more banks went under yesterday. they've

i'm clark howard. for more of my opinions about how to fatten your wallet go to cnn.com/clarkhoward. >> he's the dude to teach you how to stave more, spend less and avoid getting ripped off. catch him noon eastern on saturday and sunday right here on hln. >>> check out this high-speed chase with a suspected bank robber in north carolina. police say that he tossed the money out the window. well a truck eventually helped box him in. the cops caught up with him. officers say at times he was going up to 120 miles an hour. >>> late last night there were three employees from a store that burst out the front door. that escape began a standoff that lasted for hours between police and two armed men.

i'm clark howard. for more ways for you to keep your wallet shipshape, go to cnn.com/clarkhoward. >> he's the guy to help you to save more, spend less. catch him at noon eastern on saturdays and sundays right here on hln. >>> murder suspect drew peterson wants you to see his house during the trial. how he hopes to put his home on tv and make some money. >>> 46 minutes past the hour. if you're just joining us, you've been sleeping in. well, a private u.s. security firm allegedly wanted to bribe its way after its guards shot iraqi civilians. "the new york times" quotes former blackwater executives saying the company had $1 million to buy iraqi officials' silence. an investigation called the shootings unjustified. the firm calls the report baseless. five guards are now facing manslaughter charges, but they say they were just defending themselves. >>> michael vick got a win in court, so i guess that means he gets to keep a lot of money. >> he needs all the money he can get. a judge already had ruled that v

i'm clark howard. for more ways to deal with this recession, go to my website, cnn.com/clarkhoward. >> clark will teach you to save more, spend less and avoid getting ripped off. catch him noon eastern on saturdays and sundays. >>> we're tracking the latest breaking news out of ft. hood this morning. >>> and then this, a city has to return almost a thousand swine flu shots because they got in the wrong hands. >>> i'd like to start by saying this has been a tragic incident and our hearts and prayers go out to those impacted by this tragedy. >> horror and shock turns to a search for answers now at ft. hood, texas. well now, we have new details about the heroic acts by wounded soldiers rushing to save others. >>> and a grim milestone today when it comes to working. the unemployment rate is now above 10%. want to say thank you. so glad you're choosing us for the morning news. i'm robin meade. let's jump back into that story. we are hearing incredible survivor stories now and what it was like inside a build

i'm clark howard. for more money saving tip goes to cnn.com/clarkhoward. >> for more ways to save more spend less and avoid getting ripped off stay with us for the "clark howard show" at noon eastern right here on hln. >>> hard to believe but the event that led to the fall of communism in europe happened nearly 20 years ago. three ex-world leaders are being recognized for the role they played in the berlin wall coming down. >>> we salute the troops every week day on morning express with me robin meade. today's salute is from the family of senior airman benjamin frank. he deployed to afghanistan and his wife three sons and daughter are waiting. his wife says the kids are having a hard time staying strong but miss their daddy. do you want us to salute somebody you love in the military. go to cnn.com/robin and watch for the salutes every morning on morning express with me, robin meade. >>> the parents of a 15-year-old california girl who was allegedly gang raped are urging people to do something positive.

i'm clark howard. for more ways to save, go to cnn.com/clarkhoward. >> get more great consumer advice from the one and only clark howard every saturday and sunday at noon and 4 p.m. eastern right here on hln news and views. he'll help you save more, spend less and avoid getting ripped off. >>> listen to this, kids' letters to santa will probably go unanswered at the north pole. volunteers in north pole, alaska, have been answering kids' letters since 1954. now the u.s. postal service is tightening restrictions on the program because of privacy concerns after a postal worker in maryland recognized a volunteer as a registered sex offender. new postal regulations prevent volunteers from having access to childrens' last names and addresses. >>> call it a sign of the times. j.c. penney is getting rid of its semi-annual big book catalog. instead the company will focus on its online business and digital marketing like facebook and an iphone app. cancelling the catalog will also be good for the environment. j.

i'm clark howard. for more money saving tips go to my website, cnn.com/clarkhoward. >> great consumer advice from clark howard every saturday and sunday at noon and 4:00 p.m. eastern time right here on hln "news and views." a great job of helping you save more, spend less and avoid getting ripped off. >>> meatball fan. you're look at the ultimate drain, you can say the world has never seen anything like this before. >>> after enduring nearly a week of commuting headache, drivers once again can use the san francisco bay bridge, which connects the city with oakland. this bridge opened just a few minutes ago. you can see a line of police cars that led the first vehicles across. final inspections on repairs are completed, just this morning. >> our priority. clearly we have taken our time with implementing this. all along we've had great participation from the third party reviewers. we believe we're nearing completion on the repair. we are not through our final inspection at this point in time. we're waitin

. >>> hln money expert clark howard serves in the georgia state guard. and today, you're going to see him serving our troops. clark and our own robin meade teamed up to help soldiers and you save more, spend less, and avoid getting ripped off. >> she says what's the best way to be debt free before retirement? when are you going to be retiring? >> two years from the army reserve and two to five years from reserves. >> what kind of debts do you have that you're trying to get your arms around? >> i want to get around to paying off the house and having just house and utilities by the time i retire. >> well, paying off your home mortgage is not always a priority. the big priority is paying off any unsecured debt. personal loans, credit cards, then next would be car loans. but home mortgage debt is not a high priority with me. it's more important that you beef up your savings than it is to be mortgage debt free. it's psychological for people to want to be mortgage debt free on the day they retire. i'm not that much into that. because your house isn't going to

i'm clark howard. for more ways i try to make a difference with your wallet, go to cnn.com/clarkhoward. >>> did you know that clark howard serves in the georgia state guard? well, this weekend you'll see him serving the troops. clark and robin meade teamed up to help soldiers and you sai more, spend less and avoid getting ripped off. catch this special presentation at 6:00 a.m., noon and 4:00 p.m. eastern saturday and sunday right here on hln. >>> new details coming to us in the search for shaniya davis. another person has just been arrested in connection with her disappearance. we'll have the details for you. >>> plus a mother of five kids reportedly was having money problems. well, the fbi says she came up with a desperate solution. >>> thank you for your company. we have brand new developments we want to share with you in the case of a missing 5-year-old north carolina girl who is still missing, but listen to this. police in fayetteville, north carolina, say a man has admitted to kidnapping shaniya

i'm clark howard. for more ways for you to keep your wallet shipshape, go to cnn.com/clarkhoward. >> clark howard shows in the georgia state guard, in case you didn't know. in this weekend you'll see him serving our troops. clark and robin meade of "morning express" team up to help soldiers and you save more, spend less and avoid getting ripped off. watch "operation clark smart" this weekend right here on hln. >>> well, a woman went to lunch at mcdonald's and came home one very rich woman. hear how she turned a cup of sweet tea into a million bucks. @ >>> we are hearing from the civilian police officer whose quick thinking is credited with saving so many lives during the shooting rampage at ft. hood, texas. sergeant kem bimberly munley is credited for bringing him down. she's in the hospital recovering from three gunshot wounds. but today she did tell oprah winfrey that she's doing well. she went on to say, quote, the entire incident was very confusing and chaotic. a lot of people outside pointing to t

i'm clark howard for more ways for you to take control of your investments, go to c cnn.com/clarkhowa cnn.com/clarkhoward. >>> get more great consumer advice from clark howard every saturday and sunday at noon and 4:00 p.m. eastern time right here on hln. "news and views" will help you save more, spend less and avoid getting ripped off. >>> following interesting mayors races across the country today. which city can elect its first openly gay mayor and which one could have its first white mayor in 35 years? c >>> charges are expected to be upgraded against a father accused of running over his own daughter apparently because he thought she was too westernized. nora just 20 years old died yesterday. she'd been in the hospital since being run over two weeks ago. family members say he was upset his daughter was living with letter boyfriend and didn't live by traditional muslim values. >> this defendant hopped two countries in an attempt to escape, and we believe that his family has given him assistance in his escape. by his own admission, this was an intentional act, and

i'm clark howard. for more ways to protect your wallet, go to cnn.com/clarkhoward. >> clark will teach you to save more, spend less and avoid getting ripped off. catch him noon eastern on saturdays and sundays right here on hln. >>> a fight broke out in a high school girls soccer game, caught on video. what's with the fights? >> ah, at this point it becomes scary. >> here's the big headline, too. this was the state finals. >> state high school. >> this is the top of the top. the last place you would expect this kind of behavior. but the high school championship in providence, rhode island, will be one that they will want to forget. it's the last game tolman against woonsocket. the punches are thrown. look at the hair pulling, reminiscent of the individuvide been showing the last couple of days. then during the trophy presentation the fans start fighting as well. it's high school soccer. why would you fight over this? no arrests were made. there were no reports of of injuries. but look at the young face

i'm clark howard. check me out at cnn.com/clarkhoward. >>> clark will teach you to save more, spend less, and avoid getting ripped off. so catch him at noon eastern on saturdays and sundays here on hln. . >>> there is something new popping up on police uniforms. and it's not just to help them catch bad guys. why they're trying out the dash cam that you wear! y8 >>> good morning. starting your day early, huh? i'm glad for that. morning sunshine, i'm robin meade. here's what's going on today. >> i don't think there is an age limit on something as valuable as life. >> to get a mammogram or not to get a mammogram? today that is the question. >>> and people in a north carolina community are devastated this morning. what led police to the body of a small child and who they're afraid it might be. >>> sarah palin's new book hits the shelves today. hear what she told oprah about running for president in 2012. >>> first, though, you want to talk about new and conflicting information. women in their 40s don't nee

i'm clark howard. for more ways to protect yourself, go to cnn.com/clarkhoward. >> get more great consumer advice from clark howard every saturday and sunday at noon, and 4:00 p.m. eastern. . >>> okay. not that unusual for a man to go bald, right? but a bear? what is making these formerly furry animals lose their hair? @ >>> it is such a remarkable story. this is the 7-month-old baby girl who was missing for five days. there she is, in the arms of the sheriff. now she is in protective custody. shannon dedrick was found in a box, a sealed box, mind you, according to the sheriff, under a benefit in her babysitter's home in chiply, florida, along the florida panhandle. authorities are planning to charge multiple charges against the babysitter, the husband and the baby's own mother in the disappearance. but at an emotional news conference today, the washington county sheriff talked about finding little shannon alive. >> at approximately 9:55 p.m., shannon dedrick was found in a 2 by 3 foot cedar chest und

i'm clark howard. for more ways to keep money in your wallet go to cnn.com/clarkhoward. >> get more great consumer advice from clark howard every saturday and the sunday at noon and 4:00 p.m. eastern right here on hln "news and views." of course, clark's going to help you save more, spend less and avoid getting ripped off. >>> people lined up for a free early thanksgiving meal from a tv cooking star. how rachael ray is boosting a town hit really hard by the recession. >>> right now, at an army hospital in texas, the officer accused of opening fire at ft. hood is awake and talking. at the same time, the post is preparing to honor those who died. samantha hayes is in ft. hood right now. samantha, what do we know about what's going to happen there later today? >> reporter: well, christi, here at ft. hood they're preparing for a memorial service tomorrow afternoon. you can probably see those big security storage containers that have been put up around the perimeter of the field to add extra security for wh

i'm clark howard. for more ways to deal with this recession, go to my website, cnn.com/clarkhoward. >> clark will teach you to save more, spend less, and avoid getting ripped off. catch him at noon eastern on saturdays and sundays right here on hln, 4:00 p.m., too. >>> our breaking story this morning, the death toll is now at 13 after a shooting allegedly carried out by a u.s. soldier at ft. hood. you're going to hear how president obama, the military and congress reacted as news of the shooting spread. @@@@@@ >>> the suspect in the shootings at ft. hood is alive this morning. major nidal malik hasan was shot several times when he opened fire but did survive and was taken into custody, contrary to what we were hearing yesterday. this is exclusive video you're seeing here of what a sales clerk says is hasan at a local convenience store just hours before the shootings. about one hour from now we're expecting the military officials to update us on the investigation at ft. hood. they still have not r

i'm clark howard. check me out at cnn.com/clarkhoward. >> get more great consumer advice from clark howard every saturday and sunday noon and 4:00 p.m. eastern time right here on hln "news and views." you know what clark does. fantastic this. help you save more, spend less and avoid getting ripped off. >>> what word sums up 2009? it's a word you use to boot someone off your facebook page. unfriend is a 2009 word of the year says the new oxford american dictionary. it's a word that best reflects the word of the year. the word sexting was runner up. >>> this one going down in the dumb criminals file. a teenager selling marijuana door to door and the way they nabbed him makes the story even better. >>> we could learn the cause of death of 5-year-old shaniya davis today. the medical examiner is conducting an autopsy to positively i.d. the girl. her body was found yesterday off a dirt road in north carolina. witnesses say her body was on the ground clothed only in a t-shirt. police say evidence indicates sh

. >>> our money expert clark howard, he expert clark howard serves in the georgia state guard. clark and robin teamed up to help soldiers and you to save more, spend less, and avoid getting ripped off. >> i have about five more working years that i'm going to invest. i don't get my reserve retirement until i'm 59 1/2, but we'll still have extra money to invest during that time. what would be the best thing to look into for end of career type investments? >> okay. let me ask you a tough question, if you quit working at 59 1/2, you know the odds are you'll live maybe another 30 years or so. are you confident that you're going to have enough money five years from now that you will be able to carry yourself the rest of your life? >> pending a market crash, unless there's a market crash, i expect to have enough by the time i hit 60. >> so you feel comfortable that you are going to be able to bag work at 60, boom, you're done? >> well, i might not want to quit work. i still like to work. >> but do you understand why i'm asking this question? i want to make sure that you are in a posi

did you know that our money expert, clark howard, he serves in the georgia state guard? and this weekend you'll see him serving our troops, too. clark and robin teamed up to help soldiers and you save more, spend less and avoid getting ripped off. >> brooke might be your favorite person here came. she says what's the best way to be debt free before retirement. when will you be retiring? >> two years from the army reserve and two to pif years from civil service. >> okay. so the question is what kind of dealts do you have that you're trying to get your arms around. >> i want to get around to paying off the house just house and utilities by the time i retire. >> paying off your home mortgage is not always a priority. the big priority is paying off any unsecured debt, personal loans, credit cards. then next would be car loans. but home mortgage debt is not a high priority with me. it's more important that you beef up your savings than it is to be mortgage debt-free. it's psychological for people to want to be mortgage debt-free on the day that they retire. i'm not that much

i'm clark howard. for more ways for to you stay on the right side of your wallet, go to cnn.com/clark howard. >>> are you looking for more good deals? don't miss the lark howard show today at noon eastern right here on hln. >>> world war ii ended more than 60 years ago, but the battleship "massachusetts" is still seeing action. one navy man who was with her from day one is still walking the planks to help preserve history. >>> it is nerve-racking anticipating being parents for the first time. but one minneapolis couple decided to share their experience with thousands of people online. yesterday morning they welcomed their 6 pound, 8-ounce baby girl on a site called momslikeme.com. it tracked new mom lindsay's experience from day one following her around for checkups and through her eight-hour labor and delivery. cute little baby. the former teacher looked at the experience as an educational tool and a way to create a lasting memento for her baby girl. congratulations. >>> a world war ii veteran was one

i'm clark howard. for more ways i try to make a difference with your wallet go to cnn.com/clark howard. >> did you know that he serves in the georgia state guard? this weekend you'll see him serving the troops. clark and robin meade of money express team up to help soldiers and you save more, spend less, and avoid getting ripped off. >>> a muslim soldier serving in afghanistan gives his take on the the shooting at ft. hood. >>> the justice department will seek the death penalty against khalid mohammed and four other detainees. the civilian trials will likely not be easy. the justice department has revealed he and others were waterboarded. . the trial has been a part of president obama's plan to close the prison camp in cuba. he spoke about the decision today during his visit to toek y ya. >> i'm absolutely convinced that khalid mohammed will be subject to the most exacting dmapds of justic justice. >> when the men go on trial in the southern district court of snooi they'll be just blocks from where the

i'm clark howard. for more ways to save, go to cnn.com/clarkhoward. >> watch clark every saturday and suny at noon and 4:00 p.m. eastern time. clark will help you save more, spend less and avoid getting ripped off. >>> it's not a movie about pirates starring nicolas cage. we're talking real-life bad guys on the high seas, and the film star's getting right in the middle of them. y8 >>> for a second straight day now, students are angry. they're protesting. they're really upset about these proposed tuition hikes. this is all happening on the ucla campus. this is outside campbell hall. that is where the university of california's board of regents is expected to vote to endorse a 32% hike at any moment. we'll continue to bring you live pictures of this. the board has faced deep cuts in state aid. board members insist they have no choice but to likely vote for this hike. 14 people were arrested in protests yesterday. some came from other uc campuses, stayed overnight in a tent city to all gather for this vot

i'm clark howard. for more money-saving tips go to cnn.com/clarkhoward. >> speaksing of money, it is every gambler's dream come true, hitting the mega jackpot. one florida gambler found out it's just a dream after all. why the casino was not faying on the big score. >>> a convicted rapist who is facing multiple counts of murder, rape and kidnapping will stay behind bars. this is the video from this morning where a judge in cleveland denied bond for 50-year-old anthony sowell, whom you see there, calling his alleged crimes gruesome. >> mr. sowell, 28 years of being on this bench, this is, without question, the most serious set of allegations that i've ever faced. given the nature and the gruesomeness of the allegations that have been placed against you, as well as your past criminal history, the court believes that the request of the prosecution in this matter that you be held and remanded without bond is well taken and, as a result, that will be the order of the court. >> within the past week authoriti

i'm clark howard. for more smart money tips, go to my website, cnn.com/clarkhoward. >> watch clark howard every saturday and sunday at noon and 4:00 p.m. eastern. of course, that is right here on hln. >>> well, anyone who's ever been to one knows that city council meetings can be kind of dull. but, there are ways to liven things up. you might wonder, what was this chicken doing flapping around in council chambers? >>> last night we found out that she was going to announce this. i mean, you have mixed emotion. it's exciting to be there, but it's also sad. >> yes, i was in there thinking, where were you when this and that event happened. well, we know where we were when oprah announced that she wasn't going to be on anymore. we were there. >> you heard them right. after a quarter century on the air, and really in our homes, the queen of daytime talk, oprah winfrey, is calling it quits on network syndication. "the oprah winfrey show" will end on september 9th, 2011, when its 25th season came to a close. s