grassley: there was a report released recently by the chief actuary, rick foster. i hope that this report will once and for all put to an end any serious consideration of the class act. now the class act is going to be in the bill if this bill passes congress. but it shouldn't be in it and we should have had a long discussion on -- on -- on this provision because it's simply unsustainable. fiscally unsustainable. the information that the chief actuary's letter provides is amble -- ample evidence of why the class part of this bill can't work. and quoting from page 13 of the chief actuary's letter, "we estimate that an initial average premium level of about $240 per month would be required to adequately fund class program costs for this level of enrollment, anti-selection, and premium inadequacy for students and low-income participants." so who would enroll in the class program? an american making 300% of poverty has a gross income o of $32,000-plus dollars. if the class premium is, as the chief actuary predicts, $240 per month, that's $2,180 per year, and an individ