unit. protject will convert a site into productive mix used development. it's consistent with respect to the existing neighborhood character and appropriate in fill development and complements the pattern and provides transition from highway 101 to the east and directly behind to the property to the mex use neighborhood across the street. project promotes the local businesses and the use of the district and would not replace a retail tenant because the project is vacant and consistent with the octaves and policies of the general plan and complies with the local first hiring program. that concludes my presentation and staff recommends approval with conditions and i am available for questions. >> thank you. project sponsor. >> good afternoon commissioners. jeremy shaw project architect with gable architects. i just wanted to briefly go over the history of this project. i am sure you have seen a drawing. this is our third time being here so just want to go over the history of our client purcha

the reason we choose to do two units is owner -- [inaudible] for two unit for several issue. one for three unit we will have to provide two sets of stair so we will have entrance in the front and exit in the front, so it will reduce area. that's one reason, and the other reason it will be very difficult for us to convert to three unit because of the building code regulation. it's almost like impossible. we have to take down 50% of the building to put in the third unit, so he has no intention to put another unit on each building, so it will be remaining as two unit building and office on the second floor and ground floor retail. >> thank you. because that kind of addresses my concerns and we have townhouse type units, each of these units have up stairs and downstairs. >> no. it's a flat. two residential flat and front and back office and what we found out on san bruno avenue some office they have vacancy but looking at those really huge, 5,000, 3,000 square foot, but 1,000 square foot office is desirable. maybe accountant, architect, small office or if they want it bicker they

yes exactly united states. gets more of damage because united states is much more active but even for russia i think the major major point to you we can see. articles oh it's absolutely impossible to understand what's happening let's be cautious and that's he blaming states for you know want to give you the last word in the program how we could see mr obama and mr putin meet after all of the things that are said about putin well i think that on the russian side there will still be a hand outstretched because as i told you the russian elite wants to east wants to be friends with the americans the problem is that it was not accepted back in the ninety's and even now and the whole conflict inside the russian and what we see now in the media you know with ace and time again needs good deals and other things this is basically a fight of two groups within the russian elite one group says do everything that they want. fascinating discussion thank you very much all right we have run out of time only thank my guests her

unit. when it converted the composition of the housing stock is not affected only the mechanism of ownership but this is important. ting t.i.c. results in more flexibility. housing stock is improved as --- physical system awch as plumbing and wiring are brought up to code. while affordable housing stock is scarce in san francisco, for rental, affordable housing for purchase is also very scarce. and t.i.c. or condo is the most affordable type of owner housing. increasing the housing stock is critical for both rental and owner housing. last friday the chronicle indicated that several thousand apartments are in the pipeline for delivery over the next three years. less than 10% of these will be available to be converted to condos. while many of the apartments will be outrageously priced there will be some move-up renters which should open some apartments. only about a third of san franciscans own their homes and two-thirds nationally own their home. this indicates a backlog of demand for home o

so for any units over 100, the requirements would be 1:4 units. so for example, a 200-unit residential building will require 125 bicycle parking spaces. and also there will be class 2 requirements for projects -- residential probings projects which are geared towards visitors and guests. our proposal would better align these types defined for bicycle parking with other requirements such as car parking and grouped based on trip generation types and volume. so the requirements, there are only use types under commercial and that will change to more detailed categories. such as retail sales, personal services and restaurants, light manufacturing and so forth. in order to prescribe the amounts of bicycle parking for each of these unit categories, staff compared each use category to comparable cities and overall, we thought to get bicycle parking for 5% of trips generated for each use. here are a few examples of before-and-after requirements. so for example, for a grocery store of 30,000-square-feet, which is the size of like a whole foods, right now cl

the unit that mr. paul was showing was in fact the new third unit at the ground floor and i'm not certain, and may clarify, that doesn't seem to be the biggest objection. it was the second and third floor additions is my understanding. we are limiting with the space on the ground floor and accommodating the off street parking as required in this zoning district and neighborhood. we are limited in terms of square footage on the ground floor. it is only a smaller two bedroom unit and yes, there is ample living room in the living space, but again the intent here is these could be family size units and even if this one with two bedrooms. further it mitigates the large extension of the western building and not something that comes as the applicants stated and they go back to the views, the views, the views. we have offered if there issues with privacy to put landscaping in if that is the general problem as well as privacy issues. taking the clear glassing windows that look into the rooms at the rear of the

to purchase the unit from them because we could not sell the unit. it's just ridiculous what the financing situation is -- forced us to do. they're our friends. what are we going to do. plan c doesn't solve everything but i think it does a lot for people in our situation. thank you. >> chair wiener: thank you very much. next speaker. >> my name's cole, i'm a t.i.c. owner occupier in the lower haight. it's a three unit building with one unit that's occupied. if this legislation passes i see three things happening with that building. myself and the other owner will have to get a good secure hopefully 30 year loan at 3% rather than the 6% we're currently paying. making life much easier for us, making it ease wh easier for usy in the city. the tenant occupied unit, the tenant will be given a lifetime lease. she's a lawyer, will have no -- enforcing that. the organization will get 145,000 from the quers. -- conversion. san francisco is famous for looking after its minorities. please give a little bit back to the middle and support the condo bypass. >> cha

the right of the citizens of the united states to vote shall not be denied or abridged by the united states or by any state on account of sex. congress shall have the power to enforce this article by appropriate legislation. mr. goodlatte: i yield to the gentleman from tennessee, mr. fleischmann. mr. fleischmann: amount 20, section 1. the terms of the president and the vice president shall end at noon on the 20th day of january and the terms of senators and representatives at noon on the third day of january of the years in which such terms would have ended if this article had not been ratified. and the terms of their successors shall then begin. section 2, the congress shall assemble at least once in every year and such meeting shall begin at noon on the third day of january unless they shall by law appoint a different day. mr. goodlatte: i yield to the gentlewoman from florida, ms. ros-lehtinen. ms. ros-lehtinen: section 3, if, at the time fixed for the beginning of the term of the president, the president-elect shall have died, the vice president-elect shall become president. if a

of those approximately 860 are ownership units and 420 are rental units. again i have all of this on a handout that i will give for you for a total of 1280. we have an additional 1200 units in the pipeline that are ready to go. of those the percentage of rental and ownership still shift as we go through the development process. in the past as miss egan mentioned, ownership units used to be the majority to be produced. you had also asked a little bit about the demographics especially in terms of race and ethnicity as to who is in our units. so we took a snapshot and looking at who is our rental and ownership households of december, 2012 and compared that to the relevant citywide distribution of race and ethnicity. so let me start on the rental side. it turns out that the number of households of color in our bmr program overall is actually overrepresented. there is a larger percentage of asian african-american latino and more specifically for people who might be interested, for example, the percentage of asian pacific islander households in the 0-50 ami is 5

the units that they are in were once renter-occupied units. we can debate how exactly they got vacant for this occupancy. they were units that will at some point be renter occupied units again, maybe in a year, where people will sell and move, maybe longer but they will become renter occupied units if not currently. and they will not be rent control. the elephant in the room is the costa hawkins rental housing act state law that says you cannot have rent control on these units once they are condos and that's the problem. and fundamentally, when i see mr. sullivan with charts, i think that chart proves the point. if he's showing evictions are down because it's more difficult to convert to condos... >> chair wiener: thank you. thank you. >> ted, san francisco tenants union. i want to remind us all this is an extremely difficult market for renters right now where the new dotscom boom arging well over 1230 a month, evictions have been tripling and it's a tough time for renters. the two most important laws protecting renters are the condo conversio

sanchez rightly stated, that permit should have went from two units to three units. and there's just so much confusion with this but it doesn't seem it's right that certificateé# of final completion. i contacted>fv3d after the hearing and offered him through the building department unit verification process which usually is more in depth. it brings up water department records, city assessment records, all of the building&f9iú departments so we can lay it out and see what we have. from what i've seen on the brief at the previous hearing we don't have a full picture here and there's obviously -- i can see errors with the permit -- the application, and the cfc where we had axj v single family é3 on the application, a nn-q cfc permit that says three units. so it needs to]lb be cleared up, but -- and i offered him to go through the unit verification. so i'm available -- >> thatqd,bc offer accepted? >> yes i believe -- >> vice president fung: and the results? >> we haven't started itç1 >> whenç<-(dój was the hearing? what was the date of the -- >> we're actually meet

it's a common sense measure for maximum notification of smoke free units in our multi unit buildings. so, colleagues, i'm asking for your support. i think this is important because it's bringing together not only tenant organizations but also the landlord organizations, the san francisco apartment association, with the mission sro collaborative which was the major impetus with other tenant organizations in supporting this to create stronger public health policies and to limit second hand smoke in multi unit buildings. the hazards as we said before of second hand smoke is well documented. there's no safe exposure level, it's cancer-causing, it's toxic, it leads to thousands and thousands of deaths each year and by limiting access to second hand smoke, it's protecting people's health. also, when people live in close proximity to units where there are smokers in apartment buildings or multi unit buildings, they are in danger of the smoke seeping into or kind of coming into their units or common areas as well and this can result in prospective tenants really being exposed to hazardous air

states not to the united states or the united states citizens security wise secure no it's security wise it's no threat to the united states it's a threat to the uni polar vision of the western uni polar vision of the world it's a threat to us in germany it's a threat to the us being able to exert political military economic influence in different areas of the world that's the threat that russia presents to the united states and russia is in that case the biggest threat to the united states in the world china has the capability but not the political will it's part of their nature as an elite they're all engineers within the pullet bureau they don't they don't they don't have that aggressive combative attitude russia has some semblance of the ability. increasing after having faded but they have the political will where no other country in the world has been reading my notes multi-polar world if you think russia is being vindicated slowly but surely that's the path that the world should take because when you look at major foreign policy initiatives the united states they're always bac

do you solemnly swear to support and defend the constitution of the united states against all enemies foreign and domestic; that you will bear true faith and allegiance to the same, take this obligation freely without any mental reservation or purpose of evasion; and that you will well and faithfully discharge the duties of the office on which you are about to enter, so help you god? >> i do. >> congratulations, senator. >> please raise your right hand. do you solemnly swear that you will support and defend the constitution of the united states against all enemies foreign and domestic; that you will bear full faith and allegiance to the same; that you take this obligation freely without any mental reservation or purpose of evasion; and that you will well and faithfully discharge the duties of the office on which you are about to enter, so help you god? [inaudible conversations] [inaudible conversations] to the most important job. that's what i keep telling my grand kids. cowal old are you? >> nice to see you guys. [inaudible conversations] >> do you solemnly swear that he will support

in terms of units, it's 60 plus percent of the units. i dent have the off-site. it's the least chosen option. >> >> those tend to be 100% affordable? >> or to be mixed in with a portion of another development. and anecdotally they seem to be 100% affordable, but i don't have the data. >> if you are off-site, are you able to take advantage of tax credits or some other sorces of funding? >> no, it wouldn't align with a kind of 60% ami tax credit and, in fact, the program prevents you from meeting your inclusionary obligation through the taking advantage of other subsidies. so we wouldn't see that alignment. >> so they are generally done not with other subsidies? >> that is my understanding. the 70% threshold is in the code. these are great questions and policy questions to come back and address, but our procedures manual update doesn't contemplate a change to that. >> i wasn't familiar with the offsite ami was encouraged. there is some reason if the ami is lower off-site, that is some rationale to have them offsite? >> i can come back and report on that. i think it

these are for sale units? >> undetermined at this point. >> yeah, but i mean your condo conversion -- >> they will be condo mapped. >> i was trying to look through and read -- i should have done this in the report. are the conversions all two bedrooms? >> this is something ben and i was talking about outside. there are different sizes. >> so you've got good size units. that's very good. >> yeah. >> now the final thing and i am concerned about staff had brought up the -- you've got ground floor retail and then you've got second floor office. >> correct. >> and i would like to suggest to the commissioners that we pass some notice of special restrictions to ensure the community they're not converted into living units and there be some kind of specification that inspections are made. >> sure. >> on a regular basis to make sure they're uses are conforming and the purpose is what stated for and not to add more residents which would negate the more parking because they would have more cars. >> sure. >>i think that oc

another important component of svu is the -- unit. those members solely on internet crimes against children. the cases are complex and require persistent and dedication to identify and locate perpetrators who possess and distribute child pornography. we are only one of many law enforcement agencies across the region who actively participate in the silicon valley internet crimes against children task force. the investigation resulted in the arrest of four predators who possessed hundreds of images. as you can see we have many moving parts under the svu model, and it is important to recognize the specialist team appointed to investigate crimes in human trafficking. human trafficking is a 32 billion dollar industry. after drug trafficking, human trafficking is the second most profitable crime. it has attracted participation by organized criminal gangs. innovation and technology has made it possible for the traffickers to recruit their victims. internet has transformed the landscape of human trafficking. the san francisco police departmen

and yet it was imposed on the puerto rican is by the united states congress. so that when an coulter says, you know, what have we done to the immigrants? mexicans and puerto ricans are the two largest groups of latinos in the united states. and that's no accident. is a direct result of the history of the united states with these two countries. >> explain your title, "harvest of empire." >> well, the harvest of the empire, as i explained in both the book and in the movie, starting at the end of world war ii, really, the people of the third world started coming to the west. they came precisely to those countries that had once been there colonial masters, so that in france, they don't know to do about all the algerians and the traditions and the moroccans. in england, they don't know what to do about all the indians and the pakistan's and the jamaicans. in the united states, they don't know what to do about all the latin americans. those were precisely the former colonies of those in pyres. with the ending of world war ii and with the independence movements that

or selling the unit. before it could be sold. but many people are going to condo convert and then flip it. my friend actually owns a t.i.c. he bought it for 260,000. his t.i.c. owner upstairs just sold their unit for 450. that was five years ago. so clearly you can sell your t.i.c. unit for some money. they knew what they were getting into when they bought the unit. there's a lottery. the lottery didn't start last week. my dad pays two-thirds of his income in rent. his building just sold. i'm really scared. >> chair wiener: thank you. next speaker. >> i have my card here. my name's jennifer grant, i've lived in san francisco for 25 years. i've worked at nonprofits that entire time, nonprofits funded by the san francisco. i ran two of the battered women's shelter for 17 years. currently i work at one of the family resource centers. as a single woman i saved for many years, i borrowed from my family, and was able to purchase my own home after renting for many years through the san francisco first time home

this is the vice president of the united states. >> how old are you? [inaudible] >> and how old are you, 17? >> eleven spent what's your name? >> griffin. >> come on back, let's get a picture. stand right in front. >> thank you very much. >> thank you so much. i don't want a handshake mom. i winner, too. that's what i want another one. raise your right hand, please. do you solemnly swear or affirm that you will support and defend the constitution of the united states against all enemies, foreign and domestic; that you will bear the true faith and allegiance to the same; that you take this obligation freely, without any mental reservation or purpose of evasion; and that you will well and faithfully discharge the duties of the office on which you are about to enter, so help you god? >> i do. >> congratulations. good for us. >> good to see you again. >> mom, take care of her, will you? all right. >> ann grier. >> thank you very much. >> are you going to hold the bible? hey, how are you? good to see you. how are you? welcome back. bob, would you raise your

the united states knew they were defeated. there was a a telegram from the japanese emperor asking for peace. everybody knew that they were defeated and looking for a way out. the people who knew that the best were the russians because the russians were asked to intervene on their behalf and get them better surrender terms. once the russians invaded, that undermined both their diplomatic strategy and their military strategy. that is what really ended the war. we had already been bombing japanese cities. we firebombed over 100 cities. from the japanese standpoint, a a 200 planes and 1000 bombs could not change the equation, but it was the russian invasion. >> dahlin move a huge army -- alin move the huge army towards japan. if you really are interested in ending this war and using russian troops, it was perfect. >> let's start with a quip from the series. this challenges the prevailing logic of world war ii, the so- called "good war." quakes generations of americans have been taught that the united states reluctantly dropped bo

bill don't you find it very problematic that the united states likes to support the i.c.c. against its enemies but it's not a member of it and will not join it. that's hypocrisy absolutely. yeah. that is a very appropriate allegation of hypocrisy and i have spoken out publicly in favor of the u.s. joining the i.c.c. i think it's outrageous that we claim to be a country devoted to the principles of. vod justice and equity and yet do not join an international organization. that upholds those principles the i.c.c. was created largely as a result of pressure being brought by n.g.o.s such as human rights watch and amnesty international and so forth. the governments were not pressing the governments were brought into it but the problem is is that many of the important countries of the world the great powers of the world if you will including the united states china japan india and so forth have refused to join and as long as those countries are repudiating the i.c.c. it loses its credibility ok lawrence i mean what do you think about this i mean you've got a who looks out to the

it is to get more students out of larger units and into the smaller units in the city. particularly i want to thank you the planning staff that did on this. a few of you have been there through the wool process. please move this forward >> thank you. >> good afternoon commissioners my name is david i'm with the college of the arts. where a 1 hundred and 6-year-old institution founded during the earthquake. the lack of affordable student housing in the city is impacting the ability of san francisco colleges to attract the best student. as you know the colleges have been working with each other in the san francisco area that will help developmenters to bring solutions to our area. when i searched the business wants to review some of the milestones in this issue i came across some articles. as tim mentioned terrific work by planning staff has been tremors and ron if you're watching thank you. students bring a unique housing opportunity. they don't drag things along as they move instead, they arrive in san francisco with a bike they walk bike or take transit everywhere. the

vacancy unit and to any applicant prior to entering into a lease agreement. owners must provide a list to rental applicants who are offered the unit showing the designation of all units in the building that are smoking optional and the list will be updated and available to all tenants. while we took on this unit to make it safer for tenants with health problems. >> let me ask you to try to wrap up as quick as you can. >> thank you. so we've made sure that leases can't be changed mid-tenancy to protect tenant protection. in conclusion, the disclosure policy gives tenants an opportunity to make an informed choice. i want to thank supervisor mar and supervisor campos for sponsoring the legislation and i urge you to pass it on to the entire board with your full support. >> thank you. next speaker. >> good afternoon, supervisors, i am ben chafer, i work with kendra at the sro collaborative. when we were conducting the surveys in the summer and fall in 2011 we found the majority of people, overwhelmingly, 4 out of 5 were in favor of the disclosure policy and even c

both the united kingdom and the united states have open talks with russia on cyber risks reductions. which is communication channels and transparency measures. we have to begin with small steps. frankly, when we began nuclear arms control i was involved in that and people said we would never get there. they said that about chemical arms control and we got that but it took 10 or 15 years. so maybe we should start now. >> let's take some questions from the audience. a lot of questions. let's take the third row here then the gentleman in the middle there at the back. >> hello. i feel like the things you have said i've heard it about 12, 13 years ago with the year 2k problem. we said the wall streets will go down and the banks will be wiped out. nothing happened. you can cash in a car. so i'm thinking that, you know, these are by design that you can issue commands to do these things. i feel -- i'm on the skeptical side is it that easy to come in and blow up stuff? >> well, first of all, in y2k what would have happened if we had not spent millions of dollars changing everything and it is

units, and 51 two-bedroom units. the project provides on-site open space two interior court yards and one common accessible roof deck. housing requirements would be satisfied through the land dedication of 1296 shotwell street to the mayor's office of housing. the project is also seeking an in kind agreement by the portion of the eastern neighborhoods impact fees which will be brought forward to the commission at a later date. further rehabilitation of the new mission theater, a proposed project includes exterior and interior alterations and changed use from single screen to five screen doing business as alamo house cinema. [speaker not understood], subdivision of the main auditorium, it's a five theaters and electrical and plumbing upgrades. on december 19, 2012, the project received a certificate of appropriateness from the historic preservation commission for exterior and interior alteration to the new mission theater. in addition to the 12 letters of support included within your packet, the department has receive

a one or two unit building. i can understand the confusion because thatch interpretation of the appellant which in fact there this is a one or two unit building. that proves our position that it was in fact3&b $r a two;ojmg unit building. also i would note building use was filled out as a one family dwelling. if they can provide evidence ofó0::8 y a building permit=,bfm application reviewed by the san francisco planning department and approved at ajkb!f dwelling unit which wouldn't have been allowed because the zoning would have limited it to two units(jp/i but had!jpdq third unit been allowed it would haveze+v3i required neighborhood notification, they have would have had to meet requirements for open:: space, exposure, parking. there'sg0 with that i'm available for any questions. thank you. >> vice president fung: were you aware of that 1999 permit? >> yes. it was referenced, and i included a summary of that in our appeal brief for the initial hearing. and i know that the -- they're relyingz/g third unit. and

the reduction in size has changed the unit mix and size of some of the units and there are now more one-bedrooms than before and we have 32 parking spaces, 27 for 27 units, 3 for community assigned and two for car-share. excuse me. next, please. this is a little bit burnt out, i apologize, but you have it in your package. the rendering in the middle is the design rejected at the conditional use application in june. to the left is our first attempt at the demasing of the building and running along the bottom there are sequential demasing proposals that were discussed with members of the community, polk neighbors to try to achieve a compromise that would work for all. in the end, we did something a little different from the right-hand slide. that is the design it's used to be. this is the design as it is now. we're going to do a little bit of back and forth here. what we have here -- and i will speak loud enough to be heard -- what we have here is an attempt to create ambiguity about the building . is it really one building? the same concept [ inaudible ] >> if you can maybe -- so they can catch t

the the issue we've run into a three unit with two unit occupied, we have no options. we can't refinance. we can't rent or run the risk of falling on tenancy, and the lotto conversion process, and then our third option is to declare bankruptcy and let the banks win. i would ask you to stand up for homeowners and fight the banks. thank you. >> chair wiener: thank you. next speaker. >> thank you, supervisors, for introducing this legislation. my name is tina, i am a t.i.c. homeowner, i have been a renter, i've moved 11 times in my marriage, raising two children, cities like washington, d.c., london, silicon, valley, san francisco, and i think i'm a reasonable, pretty collaborative person. and no one has ever been removed from -- we moved here six years ago and no one has ever been ellis acted. we may our taxes. and we're not going anywhere. we're here for the long haul. but we see people in our building who have sold, and our building renovated sold in 10 minutes to us, and other people who bought. but it's taken over a year to sell them because of the hoops the banks ma

i have legalized dozens of dwelling units, illegal units, for people in san francisco. in the last 10 years, there has been a sea change within the bureaucracy, the building and planning departments, where the attitude has been very proactive in trying to help property owners bring things up to code and to save these old, illegal units, rather than force them to be abandoned. the attitude of the city has really changed a lot and people are more likely to get help from their building inspector rather than enforcement. >> what i had hoped we could do is look at this little hand out for further discussion. starting on page one, it is from a website, home remodeling magazine, there is a long list of things supposedly san francisco-based, adjusted for local conditions, and how much of the cost you can expect to recoup for the work you're doing in the building. if you're doing work because you want to live there and you want to appreciate the improvement, that is different. if you're doing work with a clear eye to how much you can get back, i am shocked to see under the colum

units. both had expanded in capacity but they still have a long ways to go. they are out there tragically fighting and dying for their own country at a much, much larger rate than the u.s. many of them are doing a good job, but again, the results depend from unit to unit and area to area. a couple of good examples when they had spectacular attacks, i was there in april of 2012 when there was a big attack. those were entirely done by the afghan special police units they are going responded and they responded very effectively killing 43 counterinsurgents. it got a lot of press but they did demonstrate they had the capacity. you have to look in detail at what is happening in each circumstance. i think we're about at the end of the time. sir? go ahead. >> [indiscernible] [applause] >> thank you, sir. [applause] >> coming up, joe biden talks about the administration's review of federal gun laws followed by jay rockefeller's retirement announcement. tomorrow, governors on the east coast deliver th

the united states, joe biden, and dr. jill biden. united states secret service -- [indiscernible] chairman senator charles schumer, senator lamar alexander, representative john boehner, house democratic leader nancy pelosi. [indiscernible] concluding the presidential press corps, the united states park police. [indiscernible] ladies and gentlemen, the parade continues to 17th street. [indiscernible] this is your chance to show your appreciation to the president of the united states, barack obama, and the first lady, michelle obama, as well as the vice president of the united states, and joe biden, and dr. jill biden, on their way to 17th street. ladies and gentlemen, making their way to the reviewing stand, the vice preside of the united states, joe biden, and dr. jill biden. every town seems to have its main street. re in washington, d.c., pennsylvania avenue is our main street. >> walking part of the route in today's inaugural parade, all of that in our video library. interesting posts from our viewers as well. we will

and the future unit. please help my family and other trapped t.i.c. owners in the city. and i have to add that this is the first time, after many, many years, that i feel there is some likelihood of this very long tunnel. thank you for your time. >> chair wiener: thank you. i will call more names. josephine -josephine --y, shirl, shirley, christina, chin, ingles, jim inglings, jake block, chi, jane, susan, kay walker, deborah -- brian blake, iris, martis, gran, stacy, kevin, rose, and beth palmer. next speaker. >> thank you. my name is -- i'm a district 8 t.i.c. owner. i purchased a three unit t.i.c. in 2007, with a 20% downpayment. i lived with my wife and two children. since the peak of the market there's been a dynamic change in the financial lending practices of banks in the bay area that i believe is quite unfair. right now, we have tried to sell one of the three units in our building twice, with no success, due to the inability to refinance. additionally, my partner and i have tried to refinance our

the start of united states. iran does fact 2500 years. it's realizing the temples, every temple is the everlasting light to king darius. suddenly between the jewish religion, not just israel, the jewish population worldwide. i believe you put a very big t. on this. i admire everything you said, but i believe one of the worst stress push yourself, any one of us if we're ahead of what they did to iran. this is the right and affected the other repaired, is fragile in my opinion. i know iran. i know the whole royal family. i traveled with the empress. i believe everything you said is right. i want a quick question. i don't want to distribute. what about the islamic republic. what'll happen there? that's very key. they're going to give relations to israel, under the table relations. what is your opinion? >> trust is a very difficult issue. we argued in the book at the well-known antidote to trust his transparency. i think for many americans, this issue comes squarely focused on the nuclear issue today that with this

we recognize the united states interest and afghanistan and the region and the united states recognizes that afghanistan is a good country. and has a life of its own. it has a law of its own and has a social context of its own. in that social context afghanistan will move forward in partnership with america and also until partnership with the other countries of nato that have helped us in the past many years. will afghanistan, beyond 2014, be a country that you can visit as tourists? yes, it will. will afghanistan suffer the consequences of terrorism? it might on occasions. will the peace process work? it will. will the peace process take us back to times where the afghan woman could not go to work? no. will we keep our progress it is part of if peace process? yes. it is important today to get through this forum where the afghan woman council was created many years ago. if afghanistan will have peace but peace with the taliban will not drive us away from the gains that we have made. rather those gains will definitely be consolidated and those gains will remain with the afghan people. yo

in the refugee program, having worked with the united states or a u.s.-affiliated organization is one of the criteria that can help you get access to the program but it is not the sole criteria. >> this has been such a good hearing and a serious issue. we want to make sure that we continue this program -- these programs -- ensuring the safety of the refugees and the safety of the americans. have you been briefed on any possible effect that sequestration might have on the departments and these programs? >> at the state department, we have looked at overall sequestration. i know that our program has been adequately funded in the past. our expectation is that, in the coming year, that the program should be able to continue at similar levels. it would be hard to say it would be at the same level. a lot of the infrastructure we have in place overseas and domestically i think will remain. the question will probably be what happens in longer-term and i cannot answer that at this point. >> uscis is in an unusual position in that most of our programs including th

at the same time, a lot of expansion is in the united states, once the united states captured mexico city begin to argue that, in fact, maybe the u.s. should annex all of mexico. after all, you've are recaptured the capital city, why not take it all? people around the country began to question whether this war should go on any further. the turning point occurs two months after scott occupies mexico city. on november 14, 1847, when henry clay give them major antiwar speech in lexington, kentucky, after the war. against the war. now, clay have been out of the public spotlight since its disastrous and terrible defeat by james k. polk in the election of 1844. a defeat which he never expected and, frankly, did not believe. and the defeat was probably caused by the fact that he was opposed to the war. unfortunately, henry clay not only have suffered through the defeat at his namesake and favorite son henry clay junior, like john j. hardin although he was awake, volunteered to lead troops into mexico. so junior becomes a leader, a kentucky troops, takes them down to mexico and he is killed

states. -- senate hurt in the history of the united states. the partnership between emily's list and victory fund was like nothing we had done before. we made history. when tammy baldwin was elected in madison, wisconsin that glass ceiling shattered. it was amazing. the first woman senator in the history of wisconsin. i hope you can imagine what her victory meant to gay and lesbian americans, especially to young people. i am enemy because i know she removed barriers for all of us. [applause] >> hello. i served as the granite state along with our democratic senator and our democratic congresswoman. it is fair to say that all of us and answer to the name even our other united states senator is a woman. that means new hampshire is the first state in our country's history to be represented in congress and the governor's office entirely by women. that is not happen by accident. it happened because thousands of years workedany y hand-in-hand to get women elected. it is because emily's list helped me when i was in the state senate. i even hired an em

he ever bless the united states of america. [applause] >> the united states marine band. my country tis of thee sweet land of liberty if thee i sing land where my fathers died lad of the pilgrim's pride from every mountain side let freedom ring ♪ let music sweel the beach and ring from all the trees sweet freedom songs let silence break the sound prolonged ♪ our father guide to thee father of liberty to thee we sing ♪ long may our land be bright with freedom's holy light protect us by the might great god, our king ♪ >> pwow. our next distinguished guest is the appellate issue will share with us where -- poet who will share with us words he has composed for this location. occasion. >> one today. one sun rose on us today kindles over our shores greeting the facves of the great lakes acrossng a simple truth the greatplains rooftops, aking upf under each one a story told by oiur silten gestures my face, your face millions of faces each one yawning to life crescendoing to our day the pencil yellow school buses, for it stands, oranges betting our praise. sobered trucks