wos diery.h, m m m contributions with after-tax inme so, in o w, relar i.r.a., puinmomoy into a roth won't crease youtax bibi. oer h though,e youruroney is a roth i.r.a., you wi nev paxn ag long as your cash remains in yo account, yoyodot pay l ins tax orivid tax. and when you withdraw itl which you cado whout penaltytyfter any incomes tax on your withdrawaws. i ifabu.in oth words, with a roth, you pay taxes now so yo don't ve ancoax0 or t t yeyes from now when you rerire. ere's one moreosite t about ro you u@n withaw the money u'venvested, ygas, justu'tred and u won't get hit th a penelty.ich is what haens ifou try to wramoney a rular i.a.th v that very differenfr a gui.r.r., ere you don't pay any y xes now, andr s don't taxed within theacunt, but oe stt widrawing e money, eve penny you take out t ttaxed asas orry iome, which can be a hh . which ans whou're trtr to decide betwtwn a ro.r.a ana 401(k) or a regular i.r.a. or a 4(k yougue babacally ciding wheth i ikes re nse to pay incomtax now with a ror r to inmeaxa ceou'vretirewiwi a gular account. in oth words, yohave to fire werer'