saunders? ms. saupders: -- ms. saunders: yes, absolutely. anytime consumers' data is collected, it's something they need to approve. some of these models look great, too good to be true. are they vehicles to collect data, pitch other products? it's important to know what the real business model is and how data is being used. mr. lynch: ms. broady, are there any limitations how that is gathered and used in this space? ms. broady: so they use algorithms to use how people will be paid. of course, we have to have some type of data, but this data doesn't stay on your credit report and affect it for seven to 10 years like a fico score would. mr. lynch: ok. mrs. torres. ms. torres: this can be used to push products onto consumers that they weren't looking to in the first place. it may entice them to get more debt they can't handle or not looking for in the first place. mr. lynch: ms. lee. ms. lee: they share consumer data after the fulfillment of an order. mr. lynch: ok. and mr. tate. mr. tate: any concerns regarding the use of data, especially wit

saunders? >> i set this out in my testimony. one survey done for credit garments at 4% of people who tried buy now pay later in the united kingdom, one bank at 10% of customers made a payment to one of the two large providers that overdrawn their account beyond the amount they were allowed to overdraw. one provider after panel so i had 20% of their revenue from late fees. we do have troubling indications are a number of consumers who are late, who may be struggling. i'm also worried whether some of the providers delay a profit model on those late feet? >> there is a lack of data on some of these providers. just something you want to add on that any other data that we are getting? >> related to what ms. saunders brought up of those credit karma users, the credit karma survey participants, they did mention they fall behind payment 72% reported they had seen a hit to their credit. which is also pretty concerning rates. >> let me ask then, would it be helpful if you would legislation that would require the by now pay later and alter

saunders? >> absolutely. anytime data is collected it's what they were did approve of some of these models look too good to be true or are they something different from what they appear it's always good to know the real business model. >> are there any limitations how that data is gathered or used in this space? but these data and algorithms how people will pay it does not affect your credit score like a credit card or payday lender. we have to have some type of data but it is not see in your credit report on seven to ten years like a fico score would. >> the data can be used to push other products onto a consumer who may not have been looking for that in the first place so it's a way to entice the selling products to have more debt that they could not handle that they were looking for in the first place. >> and with that own issue consumer data was settlement of in order. >> any concerns we got with the use of data especially with the big players getting into the space spent my time is expired. >> i'm glad w

glacier national park with jeff tweedy, the frontman of the band wilco, and acclaimed author george saunders; continues with a trip to the u. to visit author and farmer james rebanks; and ends with him and his wife, actress megan mullally, on a road trip across a shut-down america, hauling a 30-foot air stream trailer. >> our lives underwent a profound change, where we were able to say, let's take two months on the road, and a lot of it will involve some state parks, some national parks, some more-- some more "on-purpose hiking," which is-- i was like, "that's my new thing, on-purpose hiking." >> reporter: "on-purpose hiking," yeah. >> i've bought a couple of specialized garments. i guess i'miker. >> reporter: do you have-- do you have the sticks, yet? >> no. in-- in part three of the book, a surprise character talks me into the sticks, so, soon as my knees start complaining enough, i'll come around. >> reporter: stick time. >> yeah. >> reporter: this is a pretty little spot. offerman and i did some "on- purpose hiking" near the set of an amazon miniseries he was filming. so, when you're out

go no news as your if i say leisure, i'll mean no songs and come to class these america saunders that we have now. now man a fatty cp. energy star is selected gold plus a fossil in effect. crazy lead tyco new a lunch. you asked it underneath it, miss jones, it did. did messenger in national the liaison? i'll probably best in the i don't video g kumasi will cover, doug. i see thought epa alleged with the deja made no sound. so sound laughing sounds. grandma said on the suit ah, the much of it was your a dollar left bossy? good. my mother a on please. all i did come to a battle apaloosa, 2 of them understood my man. i think they played machine live crashing into something. and that the me ha ha ha, ha ha ha ha ha ha ha ah, don't go gigi hose, you see the label sued. i'm is, it did not go back to be added in the ankle by, i mean goes, it does suit lamb my actual yahoo! she mean to tie longer? imagine a gap will sign more did. did i don't show her. oh, when it did it, not her e d o g said sylvia, not battery will not have that seat in his your all day of your america a bombay jimmy. she c

please america, saunders out again. we have not made a fatty cp. energy star is selected gold plus a fossil in the fat crazy it lead tyco new a lead to lunch? you asked elinor need miss john. it did messenger in national the liaison. i'll probably best in the i, i'll be deal good. she kumasi will cover dollars is thought upper alleged aretha dish army, no sound, so sound. laugh izzy songs are marcia on the suit. he might have a way to show a de la la bossy. good. my mayor. a on please. all i did talk julie apaloosa. do all them understood ma'am, ever did she live crashing into something and letting me ha, ha ha, ha, ha, ha ha, ha ha. oh, don't go, she has she z and ali perceive i'm is it did not go back to sickbay. i didn't know ankle. bah, i mean cause it does suit my actual, the whole she me see, i long imagine a couple thank more to did i don't ohio ah, when it jen? it not her e, dear o g said sylvia, not hope battery will not have say in his your all days of your america a bombay jim. she can't be monday, mary. gosh

examples to the song go, no news as your fancy leisure i mean no songs and come to class these america saunders that we have now. no man a fatty cp. energy star is selected gold plus a fossil enough, but crazy. it tyco new, a lunch you asked it underneath it, miss yolanda, it did messenger in national the liaison. i'll probably best in the i on predictor she kumasi will cover diagnoses. thought upper and lastly with the disha army, no sound. so sound like sounds grandma said on the suit ah, the much of it was your a dollar left bossy, good. my mother a on please. all i did of julie battle apaloosa do all them on to suit my man with crashing into something and that the me ha ha ha ha ha ha ha ha ha ha ah, don't go gigi hose. you see the lee proceed. i'm is, it did not go back to be added in the ankle by, i mean goes, it does suit. lamb my actual yahoo! she mean to tie longer in masha gap will sign more did. did i don't show her. ah, when it did it, not her e d o g said sylvia, not battery will not have to say it has your all day of your america a bombay jumps. she can't be nodded mary gouged her

please america. saunders out even we have now. no man a fatty cp, energy star. select the gold plus a. so fossil enough but crazy it tie good. need a lead to lunch you asked elinor needed miss john in it did miss sasha in nashville to leesville? i'll columbus best in the i i'll be deal good. she kumasi will cover devices thought upper alleged aretha dish army, no sound. so sound like sounds good, marcia on the suit. he might have even too sure. have a good laugh. a lot bossy. good. my mother a, i'm please. all i did talk to me about an apple, lisa, double them on to suit. my man. i think they play. she is crashing into something. and at the me she's ha, ha, ha, ha, ha, ha, ha, ha, ha ha, oh, don't go g host susie delhi april. steve, i'm is, it did not go back to sickbay. i didn't know ankle by own goes, it does suit my actual the whole she mean she try longer in math should not pull sanctemore to did i don't know her. oh. when it did it not her e. dear old o g said sylvia, not a battery will not have to say in his your all days of your america a bombay jim. she

so simple to plot these america, saunders out even we have now america fatty cp energy star is selected gold plus a fossil enough, but crazy it lead tyco new a lead to lunch. you asked it underneath it, miss yolanda, it did messenger in national the liaison. i'll probably best in the i on predictor she could, marcia will cover, i don't know, she's thought upper. and lastly, with the disha me no sound so sound laugh is you sounds almost say though the suit ah much of it was you will have a good a dollar left. bossy, good my mother a on please. all i did talk to a battle apaloosa, 2 of them understood whenever they played machine crashing into something. and the dna. ha, ha, ha, ha, ha, ha, ha, ha, ha, oh, don't go g. jose and ali perceive, i'm is, it did not go back to pay. i didn't know ankle by. i mean goes it does suit lamb my actual no, he mean to try long. imagine a couple thank more to didn't i don't show her. ah. when you did it, not her e d o g said sylvia, not battery will not have to say it has your all day of your america a bombay jim. she can't be rounded. mary gouged her for

so simple to plot these america saunders as we have now. america fatty cp energy star is selected gold plus a fossil pump enough, but crazy it tyco new a lead to lunch. you asked a letter need miss yolanda. it did messenger in national the liaison i'll columbus best in the i on predictor xico. marcia will cover w. c. thought epa alleged to etha deja . i mean no sounds assault laughing sounds grandma said on the suit ah be much of it to she will have a good laugh. let bossy good. my mother a, i'm please only to talk to me about an apple lisa. 2 of them understood my man. i think that the machine is crashing into something. and that the me ha ha ha, ha, ha, ha, ha, ha, ha ha, ah, don't go jesus. you see the lee we'll see i'm is it did not go back to pay. i didn't know and go back. i mean, goes, it does suit lamb my actual, the whole, she mean to prolong, in math should not god who signed, why did i don't show her. ah, when you did it. not her e. dear ology, said sylvia, not by 3 or not have see in has your all day of your america a body. jim. she can't be rounded married guys to for a ma

please america. saunders of having me. we have not my man a fatty cp, energy star. select the gold plus a so fossil enough but crazy. it tie good. need a lead to lunch. you asked elinor needed miss john. it did. did miss sam in national diesel? i'll columbus best in the i i'll be deal good. she kumasi will cover dollars is thought upper alleged aletha. deja i mean no sounds assault response. i go marcia on the suit he might have even too sure. have a good laugh. left bossy, good. my mother a, i'm please. all i did talk to me about an apple, lisa, double them understood. my man. i think they played machine crashing into something. and at the me ha ha ha ha ha ha ha ha ha ha. oh, don't go. gigi has susie delhi april. steve, i'm is, it did not go back to sickbay. i didn't know ankle by own goes. it does suit lamb my actual the whole she mean she, i long it national capital sanctemore to did i dojo her. oh, when it did it, not her e. dear old o g said sylvia, not hope battery will not have se in his your all days of your america a bombay jim. she can't be around, mary.

so v song go no news as your if i say leisure, i mean no songs and come to class these america saunders that we have now my man a fatty cp. energy star is selected gold, put a fossil in the french physique and lead tyco new a la dylan. she asked n underneath it. miss jones, it did messenger in national the liaison. i'll probably destine the i already. okay. she could. ma seymour cover diagnoses thought upper, and lastly with the disha army, no sound so sound like sounds grandma said on the suit ah, much of a way to show a dollar a lot bossy good. my mother a, i'm please. all it of julie battle. apaloosa. do all them understood? i never did. she live crashing into fancy and that the me ha ha ha ha ha ha ha ha ha ha, oh, don't go gigi has you see the label seen i'm is it did not go back to pay. i didn't know and go back. i mean goes, it does suit my, my actual yahoo! she mean to try long? imagine a couple sign why didn't i don't show her. oh, when it did it, not her e d o g said sylvia, not battery will not have that seat in his your all day of your america a bombay jim should can't be la

there's a small saunders, sir, smarty, these smart cars, smart homes, you can't live without your smartphone. you can play without technology and internet with it. so even sometimes you would see some impact, the privacy impact, secured the impact from certain tools and technology that they use, but people eventually use them because they can't live without them with school. really. islam luck. now putting up on the boys near the way possible, poor look on black muzzle, so silent, who knew the slimy billy? look, he put him on a foreclosure about your seats. well, you got a little fish more than one bill went off all speed all nicely. still my doctor for sleep is walkable, probably in the car. what color which is and they said, so a computer. mm. your problem? well, ms. i saw a guy that was january so so what i mean there's dr. morner boss will show more of mozilla docile barble. i'm more than up on me needs. are those forced on more more, more than the with see below the world boys for sports or to seek knowledge of beautiful city miss the following up with mc, that'll dr. school with washin

there's a small saunders, a smartie, these smart cars, smart tones, you can't live without your smartphone. you can play without technology and internet. no, they don't. even sometimes you would see some impact. the privacy impact secured the impact from certain tools and technology that they use. but people eventually use them because they can't live without them with school really years old old lot. yep. i'm up on the boys near the way possible. look on black muzzle. so silent who do this? i mean, look, he put him on a foreclosure about your seats and all you got a little fish for them on bill went off all speed on i still my doctor for sleep is walkable probably in it like i la which is and they said, so a computer mm. your problem. hello, ms. boss, i saw a guy that was macy jennifer sophia off though. i mean there's dr. morner brussel should more money deal a docile dog or more than one me needs. are those forced on more more, more than the with see below the world boys for the sports or to seek knowledge of beautiful cities miss the following up with rick, that'll back to school with

kevin saunders, former chief — sent back by plane. kevin saunders, former chief immigration _ sent back by plane. kevin saunders, former chief immigration officer - sent back by plane. kevin saunders, former chief immigration officer for| former chief immigration officer for the uk border force, unfortunately as pierre—henri dumont says, this was inevitable and predictable, it was inevitable and predictable, it was warned about happening. what can prevent this from happening again? good morning. yes, it's awful, it's absolutely— good morning. yes, it's awful, it's absolutely awful. and yes, we have been _ absolutely awful. and yes, we have been warning that this would happen for the _ been warning that this would happen for the last year. what we really do need _ for the last year. what we really do need to— for the last year. what we really do need to do— for the last year. what we really do need to do is work closer with the french _ need to do is work closer with the french the — need to do is work closer with the french.

mep michael saunders says unless rates go up, and placers -- go up, inflation will overshoot the bank of england target. we continue to creep higher. that is the message. we are up by another 0.2%. the stoxx 600 at 487. what is interesting as well as that the pound is now on the front foot. 1.3431. the euro in particular very much under pressure. alix: andy dollar really popping here. let's take a look at what is happening in the u.s. start with the bloomberg dollar index, up by 0.1%. ubs and hsbc dollar positive for 2022. potentially a stronger fed and better growth here in the u.s. that all leading to the 30 year yield above six basis points, buffets 30 moving -- 30 day moving average. that triggered a selloff in the long end of the bond market. yields pushing higher. within the individual equity market, you have utilities, consumer staples, and financials leading the way. obviously financials because of a spike in the long end. i did want to highlight two specific stocks. the real interesting one is arch coal, down 6%, yet coal prices in the u.s. at its highest level in years. coal

michael saunders, who is also there in the monetary policy committee, saying without tighter policy, inflation will rise. the market is now expecting december as being the time we are going to get that rate hike going through, unless the unreliable boyfriend strikes again. alix: it is like a double whammy , and then you add in covid, and you wonder if the u.s. is just six weeks behind europe as we have been this entire pandemic, and if we are overthinking that we are coming out of this. strategists are making their assessments are 2022. morgan stanley is the latest. they want to avoid u.s. stocks and bonds. we will speak to amy wu silverman of rbc capital markets on how to position into next year. this is bloomberg. ♪ ♪ sec. yellen: the pandemic has been calling the shots for the economy and for inflation. if we want to get inflation down, continuing to make progress against the pandemic is the most important thing we can do. guy: treasury secretary janet yellen on how to manage the u.s. inflation story going forward. she was speaking over the weekend on "face the nation." the de

when you have popular culture, a dave chappell, a bill maher or economists like larry saunders or you see the rittenhouse jury, you gain a sense that people from all walks of life are saying wait a minute, this is not politics. this is a system collapse. you can't walk out safely in the big cities. people are not following the law. they're looting stores with impunity. the district attorneys are crazy. we can't get things on the shelves. gas is $5 a gallon out here in the west. things just can't go on like this. and when you have that much mass anger and upheaval, i think that will affect it, too, but nobody wants the united states to suffer just to get rid of this crazy neo-socialist administration, but that's what is going to probably have to happen. but there are remedies, but it's not going to be enough to bring things back to normality. >> tucker: no. no. i think you're exactly right, as always. victor davis hanson, thank you. so the biden administration is actually telling us that actually inflation is a good thing and because the media will defend literally anything the white h

. >> the first part is hiking in glacier national park with my friends jeff tweedy and george saunders. >> jimmy: okay, great. great singer, great writer. >> classic bromance. [ laughter ] >> jimmy: yes. and there's a shepherd friend of yours, right? >> the second third is me spending a lot of time in the lake district of england with my friend james rebanks, a shepherd, and his family in this incredibly picturesque storybook setting where they raise sheep, now they're developing a herd of belted galloway cattle as well. >> jimmy: and you got yourself one of these cows? >> i fell in love. i wanted to get adopted into the family. and they refused to have me. so i did the next best thing. and i threw him at their local auction, i bought the prize heifer cow that year. >> jimmy: oh, at the auction, oh, wow. [ cheers ] >> yep, there she is. her name is eye bright. that's with her second calf this year, a bull calf named tommy 3. for "parks and rec" fans, when he was born, we thought it was a girl. and so i said, let's name her tammy 3, that will be funny. [ laughter ] [ cheers ] >> jimmy:

later in the show we will catch up with our stephanie saunders who is on the ground here and we'll also hear from the u.s. commerce secretary gina reymundo. this is bloomberg. ♪ >> the inflation rate is quite high. the core p.c. inflation rate that the committee's favorite measure is about 3.6%. that's the highest it's been had 30 years. so it's -- it behooves the committee to attack in a more hawkish direction, we could move faster. we kept optionality on this. that we could speed up the taper if it's appropriate. dani: federal reserve bank of st. louis president james bullard on the prospect of reduced monetary stimulus. also going to bring you some lines crossing the terminal on a report from ali wren who says he sees euro area inflation easing next year. also saying that inflation not yet showing in euro area wages and yes, there is accelerating inflation on energy and the supply crunch. but again, he sees that easing into next year. so that's an inflation story. let's go ahead and bring in bill street, chief investment officer at quintet private bank. bill, thanks so much for jok

fact that there is this mad man out there such a threat and is going to kill the defendant, he just saunders down there all by himself. no problem. is he not scared. this threat was not taken seriously is he a babbling idiot as mr. lozowski said. mr. rittenhouse testified he didn't hear anything before he shot. he didn't hear this fuck. he didn't factor in the gunshot. there is no evidence that mr. huber did anything untowards that evening. they talked about pushing a dumpster, i canning up pepper balls that was not evidence submitted in this trial. i don't know where that comes from. no evidence that he told gage grosskreutz i had to shoot in self-defense. and, attorney richards talked about how well, mr. detective howard testified a certain way. and how he didn't talk about the drone footage or anything. he knows we got the drone footage surprisingly after detective howard testified. guns do not have handed. there is not left handed or right handed gun. so, yes, the demonstration that mr. binger did is how it happened. the defendant was facing that way. he picked it up. and the videos show

came home from fighting and are now facing ptsd and other mental health issues here is nbc's kerry saunders with a lack at how the group's therapy dogs are helping veterans palm beach county, florida is a long way from a battlefield. while you can't see anyone's scars here, some of those who wore the uniform when our nation needed them the most are still at war but it's in the memories that haunt them an enemy ied explosion in iraq to sergeant jack lord, retired, sounded just like that dump truck tire that blew out. >> while i was driving, the back tire blew. it wasn't just a flat. it was an explosion, like a tire blowing. >> reporter: and you heard it? >> i heard it. i felt it. for a moment, i was there. i swerved. it just was one of the scariest situations since coming back >> reporter: in your mind, were you back in iraq >> for a split second, yeah. >> there you are. >> reporter: since he got his therapy dog sazzy, jack says triggers are muted. >> she is there to help me with anxiety. she is there to be my buddy. >> reporter: not too different than you might say in the military watching

. >> thank you, miss saunders. you are now recognized for five minutes. >> thank you for the opportunity to testify inores person. my parents did not come equipped with this knowledge. and that includes predatory inclusion. >> that includes consumers and policymakers must ask. we need data to understand what they are. in my state of california. that includes financial regulators, the department of financial protections and innovations. andd o discovering that includes making them illegally without licenses to go into real estate. and we are able to begin it. we are awaiting key points and at a minimum we know that it has exploded as a whole and business in california. and that includes 91% of the total consumer loans and if there are problems, the impact will be felt. and as described, there are a number of issues. andd that includes we cannot delay their ability to fully understand it. that includes racking up lately that a high rate. a study found that 1000 survey, of those people, credit scores have declined it.

the ceo will step down at the end of the year, and beauty health executive chairman brent saunders will take over until a successor is named brent took the company public back in may. he joins us now in a first on cnbc interview brent, good to have you back welcome. >> thank you, sara it's great to be with you. >> can you clarify this leadership change, which is clearly unnerving investors today? >> yeah, sure. look, i always get investors don't like surprises but this is really business as usual as beauty health we have a very strong management team i've been involved since the dspac almost a year ago. this is a long-term game, and we're in this for the long term, and we're investing for the long term and i look forward to finding a great co to add to the team. but it's business as usual and we're focused on execution, as you can see in the quarter >> yeah, no, you were supposed to -- you weren't supposed to be the ceo, brent so how long do you anticipate this will take >> yeah. there's no rush. i love being a ceo i love being an executive chairman i'm 100% committed to the company. i

joining me now is kai saunders from the uk youth climate coalition. thank you forjoining us, what is your view of what cop26 achieved? some of the positives, there has been some incremental improvements. it is incrementally significant the fact that china and america came together to speak. the whole deal about deforestation and the commitments that so many countries came together. however, it just came together. however, itjust isn“t came together. however, itjust isn't enough. it looks like closer to 2.a and that 1.5, which many countries need to stay alive. what countries need to stay alive. what more would _ countries need to stay alive. what more would you — countries need to stay alive. what more would you have _ countries need to stay alive. what more would you have liked - countries need to stay alive. what more would you have liked to have seen achieved?— more would you have liked to have seen achieved? every single cop we no in seen achieved? every single cop we go in wanting _ seen achieved? every single cop we go in wanting to _ seen

in a moment we'll speak to peter saunders, who made some of the show�*s original puppets and helped save the sets. but first, let's remind ourselves why pat became the nation's favourite postie. # postman pat, postman pat, postman pat and its black and white cat. # early in the morning, just as day is dawning, he picks up all the letters in his back. # postman pat, postman pat, postman pat and its black and white cat. # all the birds are singing, the date isjust beginning. # everybody knows... very nostalgic. look at these little dudes! peter is with us and you have brought your friends with you. they are so iconic. just that music and seeing these will put a smile and so many faces this morning? i seeing these will put a smile and so many faces this morning?— seeing these will put a smile and so many faces this morning? i think so. 40 ears many faces this morning? i think so. 40 years is — many faces this morning? i think so. 40 years is a — many faces this morning? i think so. 40 years is a long — many faces this morning? i think so. 40 years is a long time _ many faces this mo