WEBVTT
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Language: en

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I'm<00:00:00.299><c> only</c><00:00:00.420><c> 23</c><00:00:00.810><c> and</c><00:00:01.079><c> I</c><00:00:01.439><c> was</c><00:00:01.589><c> about</c><00:00:01.829><c> ten</c><00:00:02.550><c> thousand</c>

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I'm only 23 and I was about ten thousand
 

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I'm only 23 and I was about ten thousand
dollars<00:00:03.179><c> in</c><00:00:03.360><c> debt</c><00:00:03.600><c> before</c><00:00:03.990><c> Community</c><00:00:04.560><c> Housing</c>

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dollars in debt before Community Housing
 

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dollars in debt before Community Housing
Works<00:00:04.890><c> came</c><00:00:05.279><c> into</c><00:00:05.640><c> my</c><00:00:06.120><c> life</c><00:00:06.440><c> my</c><00:00:07.440><c> son</c><00:00:07.500><c> and</c><00:00:07.890><c> I</c>

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Works came into my life my son and I
 

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Works came into my life my son and I
really<00:00:08.940><c> felt</c><00:00:09.240><c> we</c><00:00:09.360><c> had</c><00:00:09.389><c> no</c><00:00:09.780><c> future</c><00:00:10.080><c> you</c><00:00:10.889><c> know</c>

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really felt we had no future you know
 

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really felt we had no future you know
work<00:00:11.219><c> different</c><00:00:11.610><c> jobs</c><00:00:11.870><c> but</c><00:00:12.870><c> it</c><00:00:12.990><c> just</c><00:00:13.139><c> never</c>

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work different jobs but it just never
 

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work different jobs but it just never
seemed<00:00:13.799><c> like</c><00:00:13.830><c> I</c><00:00:14.160><c> could</c><00:00:14.309><c> work</c><00:00:14.490><c> long</c><00:00:15.089><c> enough</c><00:00:15.120><c> or</c>

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seemed like I could work long enough or
 

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seemed like I could work long enough or
make<00:00:15.750><c> enough</c><00:00:15.990><c> money</c>

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have<00:00:43.510><c> you</c><00:00:43.600><c> struggled</c><00:00:43.870><c> to</c><00:00:44.050><c> pay</c><00:00:44.260><c> the</c><00:00:44.440><c> rent</c><00:00:44.650><c> and</c>

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have you struggled to pay the rent and
 

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have you struggled to pay the rent and
still<00:00:45.489><c> make</c><00:00:45.730><c> ends</c><00:00:46.060><c> meet</c><00:00:46.239><c> every</c><00:00:46.480><c> month</c><00:00:46.660><c> have</c>

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still make ends meet every month have
 

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still make ends meet every month have
you<00:00:47.739><c> ever</c><00:00:47.950><c> been</c><00:00:48.190><c> ashamed</c><00:00:48.489><c> to</c><00:00:48.730><c> show</c><00:00:48.760><c> a</c><00:00:48.940><c> new</c>

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you ever been ashamed to show a new
 

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you ever been ashamed to show a new
friend<00:00:49.480><c> your</c><00:00:49.630><c> place</c><00:00:49.840><c> because</c><00:00:50.590><c> the</c><00:00:50.710><c> landlord</c>

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friend your place because the landlord
 

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friend your place because the landlord
just<00:00:51.129><c> never</c><00:00:51.640><c> seemed</c><00:00:52.000><c> to</c><00:00:52.090><c> fix</c><00:00:52.239><c> anything</c><00:00:52.739><c> well</c>

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just never seemed to fix anything well
 

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just never seemed to fix anything well
welcome<00:00:54.580><c> to</c><00:00:54.879><c> your</c><00:00:55.090><c> new</c><00:00:55.270><c> home</c><00:00:55.540><c> and</c><00:00:55.809><c> a</c>

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welcome to your new home and a
 

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welcome to your new home and a
completely<00:00:56.559><c> different</c><00:00:56.980><c> experience</c><00:00:57.070><c> a</c>

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completely different experience a
 

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completely different experience a
quality<00:00:58.600><c> place</c><00:00:58.780><c> to</c><00:00:58.960><c> live</c><00:00:59.140><c> created</c><00:00:59.769><c> by</c><00:00:59.800><c> a</c><00:00:59.890><c> local</c>

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quality place to live created by a local
 

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quality place to live created by a local
nonprofit<00:01:00.629><c> community</c><00:01:01.629><c> housing</c><00:01:02.230><c> works</c><00:01:02.350><c> whose</c>

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nonprofit community housing works whose
 

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nonprofit community housing works whose
purpose<00:01:03.670><c> and</c><00:01:03.850><c> life</c><00:01:03.970><c> is</c><00:01:04.239><c> to</c><00:01:04.360><c> provide</c><00:01:04.629><c> homes</c>

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purpose and life is to provide homes
 

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purpose and life is to provide homes
opportunities<00:01:06.280><c> and</c><00:01:06.780><c> services</c><00:01:07.780><c> that</c><00:01:07.810><c> help</c>

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opportunities and services that help
 

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opportunities and services that help
people<00:01:08.380><c> and</c><00:01:08.770><c> neighborhoods</c><00:01:09.610><c> move</c><00:01:09.940><c> up</c><00:01:10.090><c> in</c><00:01:10.210><c> the</c>

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people and neighborhoods move up in the
 

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people and neighborhoods move up in the
world<00:01:10.330><c> Community</c><00:01:11.259><c> Housing</c><00:01:11.470><c> Works</c><00:01:11.710><c> was</c>

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world Community Housing Works was
 

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world Community Housing Works was
founded<00:01:13.090><c> by</c><00:01:13.830><c> community</c><00:01:14.830><c> leaders</c><00:01:14.860><c> in</c><00:01:15.550><c> City</c>

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founded by community leaders in City
 

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founded by community leaders in City
Heights<00:01:16.479><c> in</c><00:01:16.930><c> solana</c><00:01:17.590><c> beach</c><00:01:17.710><c> and</c><00:01:18.130><c> in</c><00:01:18.220><c> Escondido</c>

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Heights in solana beach and in Escondido
 

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Heights in solana beach and in Escondido
were<00:01:20.680><c> angry</c><00:01:21.520><c> about</c><00:01:21.820><c> things</c><00:01:22.360><c> they</c><00:01:22.600><c> saw</c><00:01:22.810><c> around</c>

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were angry about things they saw around
 

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were angry about things they saw around
them<00:01:23.350><c> and</c><00:01:23.500><c> thought</c><00:01:23.710><c> housing</c><00:01:24.190><c> could</c><00:01:24.340><c> make</c><00:01:24.520><c> a</c>

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them and thought housing could make a
 

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them and thought housing could make a
difference<00:01:24.759><c> whether</c><00:01:25.420><c> it</c><00:01:25.690><c> was</c><00:01:25.930><c> the</c>

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difference whether it was the
 

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difference whether it was the
deterioration<00:01:27.009><c> of</c><00:01:27.039><c> a</c><00:01:27.789><c> much-loved</c>

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deterioration of a much-loved
 

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deterioration of a much-loved
neighborhood<00:01:28.930><c> or</c><00:01:29.410><c> the</c><00:01:30.100><c> fact</c><00:01:30.369><c> that</c><00:01:30.750><c> mothers</c>

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neighborhood or the fact that mothers
 

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neighborhood or the fact that mothers
with<00:01:31.990><c> children</c><00:01:32.020><c> were</c><00:01:32.680><c> living</c><00:01:33.520><c> in</c><00:01:33.610><c> their</c><00:01:33.759><c> cars</c>

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with children were living in their cars
 

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with children were living in their cars
or<00:01:34.830><c> farm</c><00:01:35.830><c> workers</c><00:01:36.190><c> who</c><00:01:36.490><c> were</c><00:01:36.640><c> picking</c><00:01:37.119><c> our</c>

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or farm workers who were picking our
 

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or farm workers who were picking our
strawberries<00:01:38.410><c> were</c><00:01:38.680><c> living</c><00:01:39.160><c> in</c><00:01:39.250><c> the</c><00:01:39.340><c> canyons</c>

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strawberries were living in the canyons
 

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strawberries were living in the canyons
and<00:01:39.970><c> those</c><00:01:41.580><c> inequities</c><00:01:42.750><c> were</c><00:01:43.750><c> the</c><00:01:44.259><c> fuel</c><00:01:44.860><c> for</c>

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and those inequities were the fuel for
 

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and those inequities were the fuel for
the<00:01:45.280><c> fire</c><00:01:45.490><c> that</c><00:01:46.090><c> led</c><00:01:46.330><c> people</c><00:01:46.840><c> to</c><00:01:46.990><c> create</c><00:01:47.289><c> an</c>

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the fire that led people to create an
 

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the fire that led people to create an
organization<00:01:48.220><c> that</c><00:01:48.250><c> now</c><00:01:48.640><c> helps</c><00:01:49.030><c> thousands</c><00:01:49.690><c> of</c>

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organization that now helps thousands of
 

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organization that now helps thousands of
people<00:01:50.140><c> every</c><00:01:50.319><c> year</c><00:01:50.500><c> through</c><00:01:50.890><c> housing</c><00:01:51.399><c> for</c>

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people every year through housing for
 

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people every year through housing for
two<00:01:52.479><c> decades</c><00:01:52.950><c> Community</c><00:01:53.950><c> Housing</c><00:01:54.190><c> Works</c><00:01:54.369><c> has</c>

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two decades Community Housing Works has
 

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two decades Community Housing Works has
been<00:01:55.300><c> an</c><00:01:55.420><c> award-winning</c><00:01:56.050><c> developer</c><00:01:56.830><c> and</c>

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been an award-winning developer and
 

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been an award-winning developer and
owner<00:01:57.759><c> of</c><00:01:57.970><c> affordable</c><00:01:58.539><c> rental</c><00:01:58.899><c> apartment</c>

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owner of affordable rental apartment
 

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owner of affordable rental apartment
homes<00:01:59.590><c> we</c><00:02:00.429><c> have</c><00:02:00.580><c> nearly</c><00:02:00.789><c> 2,000</c><00:02:01.630><c> apartments</c>

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homes we have nearly 2,000 apartments
 

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homes we have nearly 2,000 apartments
and<00:02:02.349><c> over</c><00:02:02.979><c> 30</c><00:02:03.369><c> apartment</c><00:02:03.880><c> complexes</c><00:02:04.450><c> across</c>

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and over 30 apartment complexes across
 

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and over 30 apartment complexes across
San<00:02:05.470><c> Diego</c><00:02:05.770><c> County</c><00:02:05.950><c> before</c><00:02:06.910><c> Community</c>

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San Diego County before Community
 

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San Diego County before Community
Housing<00:02:07.630><c> Works</c><00:02:07.810><c> came</c><00:02:08.200><c> into</c><00:02:08.560><c> my</c><00:02:09.039><c> life</c><00:02:09.360><c> my</c><00:02:10.360><c> son</c>

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Housing Works came into my life my son
 

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Housing Works came into my life my son
and<00:02:10.720><c> I</c><00:02:10.959><c> really</c><00:02:11.860><c> felt</c><00:02:12.160><c> we</c><00:02:12.280><c> had</c><00:02:12.310><c> no</c><00:02:12.670><c> future</c><00:02:13.000><c> I</c><00:02:13.540><c> had</c>

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and I really felt we had no future I had
 

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and I really felt we had no future I had
lost<00:02:14.530><c> a</c><00:02:14.920><c> good</c><00:02:15.700><c> paying</c><00:02:15.940><c> job</c><00:02:16.209><c> and</c><00:02:16.239><c> I</c><00:02:16.569><c> was</c><00:02:17.410><c> a</c>

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lost a good paying job and I was a
 

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lost a good paying job and I was a
homeowner<00:02:17.920><c> I</c><00:02:18.220><c> wasn't</c><00:02:19.120><c> prepared</c><00:02:19.390><c> with</c><00:02:19.840><c> any</c>

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homeowner I wasn't prepared with any
 

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homeowner I wasn't prepared with any
type<00:02:20.260><c> of</c><00:02:20.290><c> savings</c><00:02:20.770><c> account</c><00:02:21.099><c> or</c><00:02:21.430><c> any</c><00:02:21.660><c> type</c><00:02:22.660><c> of</c>

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type of savings account or any type of
 

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type of savings account or any type of
support<00:02:24.130><c> basically</c><00:02:24.790><c> I</c><00:02:24.819><c> was</c>

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support basically I was
 

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support basically I was
living<00:02:26.580><c> month</c><00:02:26.760><c> to</c><00:02:26.880><c> month</c><00:02:27.030><c> three</c><00:02:27.630><c> months</c><00:02:27.900><c> later</c>

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living month to month three months later
 

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living month to month three months later
I<00:02:28.490><c> am</c><00:02:29.510><c> basically</c><00:02:30.510><c> homeless</c><00:02:31.340><c> some</c><00:02:32.340><c> nights</c><00:02:32.580><c> we</c>

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I am basically homeless some nights we
 

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I am basically homeless some nights we
were<00:02:33.090><c> lucky</c><00:02:33.870><c> enough</c><00:02:34.820><c> to</c><00:02:35.820><c> stay</c><00:02:36.030><c> with</c><00:02:36.240><c> some</c>

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were lucky enough to stay with some
 

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were lucky enough to stay with some
friends<00:02:36.870><c> other</c><00:02:37.380><c> nights</c><00:02:37.740><c> we</c><00:02:38.160><c> were</c><00:02:38.430><c> staying</c><00:02:39.260><c> not</c>

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friends other nights we were staying not
 

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friends other nights we were staying not
the<00:02:40.560><c> most</c><00:02:40.950><c> desirable</c><00:02:41.340><c> hotels</c><00:02:41.910><c> on</c><00:02:42.210><c> el</c><00:02:42.450><c> cajon</c>

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the most desirable hotels on el cajon
 

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the most desirable hotels on el cajon
boulevard<00:02:42.870><c> and</c><00:02:43.380><c> university</c><00:02:43.920><c> avenue</c><00:02:44.130><c> and</c><00:02:46.190><c> some</c>

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boulevard and university avenue and some
 

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boulevard and university avenue and some
nights<00:02:47.430><c> we</c><00:02:47.640><c> were</c><00:02:47.850><c> even</c><00:02:48.120><c> worried</c><00:02:48.990><c> that</c><00:02:49.110><c> we</c><00:02:49.200><c> were</c>

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nights we were even worried that we were
 

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nights we were even worried that we were
going<00:02:49.350><c> to</c><00:02:49.410><c> have</c><00:02:49.530><c> to</c><00:02:49.620><c> spend</c><00:02:49.770><c> the</c><00:02:49.890><c> night</c><00:02:50.070><c> in</c><00:02:50.100><c> the</c>

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going to have to spend the night in the
 

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going to have to spend the night in the
car<00:02:50.490><c> and</c><00:02:50.820><c> once</c><00:02:51.630><c> I</c><00:02:51.900><c> moved</c><00:02:52.230><c> in</c><00:02:52.440><c> to</c><00:02:52.850><c> Solara</c><00:02:53.850><c> and</c>

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car and once I moved in to Solara and
 

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car and once I moved in to Solara and
poway<00:02:54.510><c> a</c><00:02:54.720><c> community</c><00:02:55.200><c> housing</c><00:02:55.560><c> works</c>

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poway a community housing works
 

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poway a community housing works
affordable<00:02:56.340><c> housing</c><00:02:56.670><c> complex</c><00:02:57.150><c> I</c><00:02:57.390><c> got</c>

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affordable housing complex I got
 

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affordable housing complex I got
involved<00:02:58.320><c> in</c><00:02:58.590><c> all</c><00:02:58.740><c> their</c><00:02:58.950><c> programs</c><00:02:59.880><c> they</c>

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involved in all their programs they
 

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involved in all their programs they
offer<00:03:00.060><c> and</c><00:03:00.870><c> its</c><00:03:01.140><c> really</c><00:03:01.380><c> helped</c><00:03:01.770><c> our</c><00:03:01.890><c> life</c><00:03:02.240><c> get</c>

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offer and its really helped our life get
 

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offer and its really helped our life get
back<00:03:03.450><c> on</c><00:03:03.660><c> track</c><00:03:03.840><c> I</c><00:03:04.730><c> finally</c><00:03:05.730><c> started</c><00:03:05.970><c> seeing</c>

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back on track I finally started seeing
 

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back on track I finally started seeing
some<00:03:06.810><c> hope</c><00:03:06.990><c> and</c><00:03:07.200><c> some</c><00:03:07.410><c> light</c><00:03:07.560><c> at</c><00:03:07.710><c> the</c><00:03:07.770><c> end</c><00:03:07.860><c> of</c>

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some hope and some light at the end of
 

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some hope and some light at the end of
the<00:03:08.100><c> tunnel</c><00:03:08.490><c> Community</c><00:03:09.120><c> Housing</c><00:03:09.330><c> Works</c>

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the tunnel Community Housing Works
 

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the tunnel Community Housing Works
helped<00:03:10.170><c> Eddie</c><00:03:10.380><c> Lopez</c><00:03:10.950><c> and</c><00:03:11.280><c> his</c><00:03:11.850><c> son</c>

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helped Eddie Lopez and his son
 

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helped Eddie Lopez and his son
transition<00:03:12.870><c> from</c><00:03:13.080><c> near</c><00:03:13.380><c> homelessness</c><00:03:14.100><c> to</c>

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transition from near homelessness to
 

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transition from near homelessness to
having<00:03:14.850><c> his</c><00:03:14.970><c> own</c><00:03:15.150><c> apartment</c><00:03:15.540><c> in</c><00:03:15.870><c> a</c><00:03:15.960><c> thriving</c>

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having his own apartment in a thriving
 

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having his own apartment in a thriving
solar-powered<00:03:17.460><c> community</c><00:03:18.140><c> whether</c><00:03:19.140><c> your</c>

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solar-powered community whether your
 

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solar-powered community whether your
journey<00:03:19.710><c> here</c><00:03:20.010><c> was</c><00:03:20.190><c> easier</c><00:03:20.640><c> than</c><00:03:20.790><c> a</c><00:03:20.940><c> day's</c>

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journey here was easier than a day's
 

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journey here was easier than a day's
journey<00:03:21.270><c> or</c><00:03:21.780><c> harder</c><00:03:22.470><c> you'll</c><00:03:23.130><c> see</c><00:03:23.370><c> that</c>

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journey or harder you'll see that
 

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journey or harder you'll see that
community<00:03:24.090><c> housing</c><00:03:24.480><c> works</c><00:03:24.630><c> creates</c><00:03:25.320><c> quality</c>

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community housing works creates quality
 

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community housing works creates quality
communities<00:03:26.460><c> that</c><00:03:26.640><c> you</c><00:03:26.940><c> can</c><00:03:27.150><c> be</c><00:03:27.240><c> proud</c><00:03:27.510><c> to</c>

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communities that you can be proud to
 

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communities that you can be proud to
live<00:03:27.990><c> in</c><00:03:28.050><c> but</c><00:03:28.880><c> Community</c><00:03:29.880><c> Housing</c><00:03:30.090><c> Works</c><00:03:30.270><c> is</c>

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live in but Community Housing Works is
 

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live in but Community Housing Works is
more<00:03:31.110><c> than</c><00:03:31.290><c> just</c><00:03:31.470><c> an</c><00:03:31.620><c> award-winning</c>

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more than just an award-winning
 

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more than just an award-winning
nonprofit<00:03:33.060><c> apartment</c><00:03:33.480><c> owner</c><00:03:33.800><c> we</c><00:03:34.800><c> want</c><00:03:34.980><c> to</c>

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nonprofit apartment owner we want to
 

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nonprofit apartment owner we want to
make<00:03:35.100><c> this</c><00:03:35.400><c> affordable</c><00:03:35.760><c> home</c><00:03:36.180><c> the</c><00:03:36.570><c> launching</c>

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make this affordable home the launching
 

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make this affordable home the launching
pad<00:03:37.320><c> for</c><00:03:37.680><c> your</c><00:03:37.740><c> future</c><00:03:38.190><c> that's</c><00:03:39.120><c> why</c><00:03:39.420><c> in</c><00:03:39.690><c> many</c>

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pad for your future that's why in many
 

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pad for your future that's why in many
communities<00:03:40.350><c> we</c><00:03:40.980><c> provide</c><00:03:41.600><c> after-school</c>

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communities we provide after-school
 

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communities we provide after-school
homework<00:03:42.720><c> help</c><00:03:43.260><c> for</c><00:03:43.410><c> the</c><00:03:43.500><c> kids</c><00:03:43.710><c> and</c><00:03:43.950><c> a</c>

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homework help for the kids and a
 

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homework help for the kids and a
computer<00:03:45.090><c> center</c><00:03:45.420><c> a</c><00:03:46.070><c> junior</c><00:03:47.070><c> leader</c><00:03:47.280><c> club</c><00:03:47.610><c> and</c>

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computer center a junior leader club and
 

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computer center a junior leader club and
scholarships<00:03:48.870><c> for</c><00:03:49.050><c> college</c><00:03:49.460><c> that's</c><00:03:50.460><c> why</c>

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scholarships for college that's why
 

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scholarships for college that's why
everywhere<00:03:51.360><c> we</c><00:03:51.690><c> offer</c><00:03:51.840><c> links</c><00:03:52.230><c> to</c><00:03:52.440><c> community</c>

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everywhere we offer links to community
 

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everywhere we offer links to community
services<00:03:53.400><c> and</c><00:03:53.610><c> financial</c><00:03:54.420><c> fitness</c><00:03:55.050><c> classes</c>

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services and financial fitness classes
 

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services and financial fitness classes
to<00:03:55.620><c> help</c><00:03:55.650><c> you</c><00:03:55.950><c> with</c><00:03:56.130><c> your</c><00:03:56.160><c> budget</c><00:03:56.760><c> and</c><00:03:56.910><c> credit</c>

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to help you with your budget and credit
 

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to help you with your budget and credit
into<00:03:57.720><c> shape</c><00:03:57.900><c> basically</c><00:03:58.500><c> I</c><00:03:58.530><c> started</c><00:03:59.070><c> out</c><00:03:59.730><c> very</c>

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into shape basically I started out very
 

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into shape basically I started out very
young<00:04:01.020><c> with</c><00:04:01.440><c> a</c><00:04:01.470><c> family</c><00:04:02.000><c> got</c><00:04:03.000><c> married</c><00:04:03.210><c> very</c>

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young with a family got married very
 

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young with a family got married very
young<00:04:03.690><c> just</c><00:04:04.350><c> just</c><00:04:04.980><c> kind</c><00:04:05.250><c> of</c><00:04:05.310><c> making</c><00:04:06.240><c> it</c>

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young just just kind of making it
 

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young just just kind of making it
paycheck<00:04:07.020><c> to</c><00:04:07.140><c> paycheck</c><00:04:07.370><c> in</c><00:04:08.370><c> my</c><00:04:09.270><c> mind</c><00:04:09.510><c> I</c><00:04:09.660><c> felt</c>

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paycheck to paycheck in my mind I felt
 

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paycheck to paycheck in my mind I felt
like<00:04:10.050><c> I</c><00:04:10.470><c> was</c><00:04:10.980><c> trying</c><00:04:11.310><c> to</c><00:04:11.430><c> provide</c><00:04:11.760><c> a</c><00:04:11.790><c> good</c><00:04:11.970><c> life</c>

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like I was trying to provide a good life
 

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like I was trying to provide a good life
for<00:04:12.180><c> my</c><00:04:12.420><c> kids</c><00:04:12.600><c> but</c><00:04:12.720><c> maybe</c><00:04:12.960><c> not</c><00:04:13.140><c> necessarily</c>

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for my kids but maybe not necessarily
 

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for my kids but maybe not necessarily
doing<00:04:13.980><c> it</c><00:04:14.130><c> the</c><00:04:14.280><c> right</c><00:04:14.730><c> way</c><00:04:15.030><c> financially</c>

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doing it the right way financially
 

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doing it the right way financially
putting<00:04:16.049><c> everything</c><00:04:16.230><c> on</c><00:04:16.440><c> credit</c>

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putting everything on credit
 

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putting everything on credit
I<00:04:17.989><c> felt</c><00:04:18.989><c> like</c><00:04:19.080><c> I</c><00:04:19.170><c> wasn't</c><00:04:19.320><c> providing</c><00:04:19.860><c> a</c><00:04:19.980><c> good</c>

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I felt like I wasn't providing a good
 

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I felt like I wasn't providing a good
enough<00:04:20.280><c> living</c><00:04:20.550><c> situation</c><00:04:21.120><c> for</c><00:04:21.300><c> my</c><00:04:21.420><c> kids</c><00:04:21.660><c> but</c>

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enough living situation for my kids but
 

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enough living situation for my kids but
I<00:04:22.290><c> always</c><00:04:22.470><c> had</c><00:04:22.800><c> the</c><00:04:23.310><c> hunger</c><00:04:24.120><c> to</c><00:04:24.390><c> just</c><00:04:24.600><c> provide</c>

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I always had the hunger to just provide
 

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I always had the hunger to just provide
a<00:04:25.590><c> better</c><00:04:25.830><c> life</c><00:04:26.190><c> for</c><00:04:26.640><c> my</c><00:04:26.760><c> kids</c><00:04:27.030><c> so</c><00:04:27.600><c> be</c><00:04:27.810><c> having</c>

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a better life for my kids so be having
 

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a better life for my kids so be having
the<00:04:28.320><c> opportunity</c><00:04:28.590><c> to</c><00:04:28.860><c> opportunity</c><00:04:29.670><c> to</c><00:04:29.910><c> be</c>

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the opportunity to opportunity to be
 

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the opportunity to opportunity to be
able<00:04:30.090><c> to</c><00:04:30.240><c> come</c><00:04:30.390><c> here</c><00:04:30.810><c> and</c><00:04:31.020><c> live</c><00:04:31.320><c> at</c><00:04:31.440><c> this</c>

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able to come here and live at this
 

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able to come here and live at this
apartment<00:04:31.890><c> complex</c><00:04:32.040><c> number</c><00:04:32.730><c> one</c><00:04:32.940><c> helping</c><00:04:33.810><c> me</c>

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apartment complex number one helping me
 

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apartment complex number one helping me
change<00:04:34.470><c> from</c><00:04:35.190><c> having</c><00:04:35.520><c> destructive</c><00:04:35.850><c> financial</c>

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change from having destructive financial
 

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change from having destructive financial
habits<00:04:36.720><c> to</c><00:04:37.260><c> very</c><00:04:37.770><c> healthy</c><00:04:38.250><c> financial</c><00:04:38.400><c> habits</c>

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habits to very healthy financial habits
 

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habits to very healthy financial habits
after<00:04:39.180><c> the</c><00:04:39.450><c> classes</c><00:04:40.050><c> I</c><00:04:40.320><c> realized</c><00:04:41.040><c> I</c><00:04:41.340><c> don't</c>

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after the classes I realized I don't
 

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after the classes I realized I don't
have<00:04:41.700><c> to</c><00:04:41.910><c> be</c><00:04:42.420><c> content</c><00:04:42.660><c> living</c><00:04:43.290><c> this</c><00:04:43.560><c> way</c><00:04:43.800><c> I</c><00:04:44.040><c> can</c>

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have to be content living this way I can
 

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have to be content living this way I can
move<00:04:44.760><c> up</c><00:04:44.970><c> and</c><00:04:45.210><c> you</c><00:04:45.660><c> know</c><00:04:45.750><c> provide</c><00:04:46.050><c> a</c><00:04:46.080><c> better</c>

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move up and you know provide a better
 

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move up and you know provide a better
life<00:04:46.350><c> for</c><00:04:46.680><c> myself</c><00:04:46.800><c> and</c><00:04:47.220><c> my</c><00:04:47.310><c> kids</c><00:04:48.200><c> so</c><00:04:49.200><c> you</c><00:04:49.560><c> two</c>

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life for myself and my kids so you two
 

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life for myself and my kids so you two
can<00:04:50.100><c> use</c><00:04:50.310><c> your</c><00:04:50.550><c> time</c><00:04:50.880><c> in</c><00:04:51.150><c> this</c><00:04:51.420><c> apartment</c>

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can use your time in this apartment
 

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can use your time in this apartment
complex<00:04:52.380><c> to</c><00:04:52.590><c> repair</c><00:04:53.160><c> or</c><00:04:53.520><c> build</c><00:04:54.000><c> good</c><00:04:54.420><c> credit</c>

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complex to repair or build good credit
 

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complex to repair or build good credit
and<00:04:54.960><c> get</c><00:04:55.470><c> some</c><00:04:55.680><c> savings</c><00:04:56.040><c> together</c><00:04:56.870><c> Community</c>

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and get some savings together Community
 

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and get some savings together Community
Housing<00:04:58.050><c> Works</c><00:04:58.230><c> can</c><00:04:58.620><c> also</c><00:04:58.770><c> help</c><00:04:59.070><c> you</c><00:04:59.220><c> focus</c><00:04:59.460><c> on</c>

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Housing Works can also help you focus on
 

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Housing Works can also help you focus on
bigger<00:04:59.940><c> goals</c><00:05:00.210><c> even</c><00:05:00.930><c> home</c><00:05:01.350><c> ownership</c><00:05:02.150><c> for</c><00:05:03.150><c> all</c>

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bigger goals even home ownership for all
 

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bigger goals even home ownership for all
sandy<00:05:03.750><c> Aegon's</c><00:05:04.050><c> Community</c><00:05:04.770><c> Housing</c><00:05:04.980><c> Works</c>

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sandy Aegon's Community Housing Works
 

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sandy Aegon's Community Housing Works
provides<00:05:05.670><c> a</c><00:05:05.820><c> one-stop</c><00:05:06.230><c> homeownership</c><00:05:07.230><c> Center</c>

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provides a one-stop homeownership Center
 

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provides a one-stop homeownership Center
for<00:05:08.550><c> everything</c><00:05:09.150><c> you</c><00:05:09.270><c> need</c><00:05:09.450><c> to</c><00:05:09.630><c> safely</c><00:05:10.050><c> buy</c>

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for everything you need to safely buy
 

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for everything you need to safely buy
your<00:05:10.530><c> first</c><00:05:10.740><c> home</c><00:05:11.070><c> we</c><00:05:12.060><c> offer</c><00:05:12.270><c> a</c><00:05:12.420><c> great</c><00:05:12.690><c> home</c>

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your first home we offer a great home
 

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your first home we offer a great home
buyer<00:05:13.170><c> education</c><00:05:13.200><c> class</c><00:05:14.450><c> personal</c><00:05:15.450><c> loan</c>

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buyer education class personal loan
 

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buyer education class personal loan
counseling<00:05:16.220><c> down</c><00:05:17.220><c> payment</c><00:05:17.700><c> loans</c><00:05:17.850><c> and</c><00:05:18.120><c> first</c>

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counseling down payment loans and first
 

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counseling down payment loans and first
mortgages<00:05:19.410><c> our</c><00:05:20.400><c> staff</c><00:05:20.730><c> real</c><00:05:20.940><c> estate</c><00:05:21.210><c> broker</c>

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mortgages our staff real estate broker
 

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mortgages our staff real estate broker
can<00:05:21.690><c> even</c><00:05:21.930><c> help</c><00:05:22.110><c> you</c><00:05:22.290><c> find</c><00:05:22.560><c> that</c><00:05:22.680><c> first</c><00:05:22.980><c> house</c>

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can even help you find that first house
 

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can even help you find that first house
or<00:05:23.490><c> condo</c><00:05:23.880><c> I</c><00:05:24.060><c> always</c><00:05:25.050><c> wanted</c><00:05:25.320><c> to</c><00:05:25.610><c> purchase</c><00:05:26.610><c> a</c>

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or condo I always wanted to purchase a
 

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or condo I always wanted to purchase a
home<00:05:27.150><c> I</c><00:05:27.480><c> used</c><00:05:28.290><c> to</c><00:05:28.440><c> watch</c><00:05:29.510><c> dallas</c><00:05:30.510><c> which</c><00:05:30.990><c> was</c><00:05:31.290><c> it</c>

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home I used to watch dallas which was it
 

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home I used to watch dallas which was it
was<00:05:31.890><c> a</c><00:05:31.920><c> guy</c><00:05:32.370><c> by</c><00:05:32.400><c> the</c><00:05:32.700><c> name</c><00:05:33.240><c> of</c><00:05:33.390><c> jr</c><00:05:33.900><c> ewing</c><00:05:34.170><c> and</c><00:05:34.500><c> he</c>

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was a guy by the name of jr ewing and he
 

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was a guy by the name of jr ewing and he
owned<00:05:34.710><c> a</c><00:05:34.860><c> lot</c><00:05:35.010><c> of</c><00:05:35.100><c> property</c><00:05:35.520><c> I'd</c><00:05:36.330><c> always</c><00:05:36.510><c> say</c>

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owned a lot of property I'd always say
 

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owned a lot of property I'd always say
be<00:05:37.680><c> like</c><00:05:37.860><c> jr.</c><00:05:38.220><c> I</c><00:05:38.550><c> was</c><00:05:39.300><c> in</c><00:05:39.390><c> military</c><00:05:39.890><c> when</c><00:05:40.890><c> in</c>

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be like jr. I was in military when in
 

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be like jr. I was in military when in
military<00:05:41.430><c> 85</c>

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military 85
 

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military 85
got<00:05:44.260><c> hurt</c><00:05:44.440><c> in</c><00:05:44.470><c> the</c><00:05:44.590><c> military</c><00:05:44.910><c> hurt</c><00:05:45.910><c> my</c><00:05:46.060><c> back</c><00:05:46.440><c> so</c>

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got hurt in the military hurt my back so
 

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got hurt in the military hurt my back so
I<00:05:47.470><c> got</c><00:05:47.830><c> out</c><00:05:47.980><c> to</c><00:05:48.100><c> military</c><00:05:49.500><c> 88</c><00:05:50.500><c> got</c><00:05:51.490><c> a</c><00:05:51.520><c> job</c><00:05:51.790><c> at</c>

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I got out to military 88 got a job at
 

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I got out to military 88 got a job at
the<00:05:52.030><c> airport</c><00:05:52.690><c> and</c><00:05:52.990><c> four</c><00:05:53.980><c> months</c><00:05:54.160><c> later</c><00:05:54.280><c> my</c>

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the airport and four months later my
 

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the airport and four months later my
back<00:05:54.880><c> went</c><00:05:55.120><c> out</c><00:05:55.240><c> my</c><00:05:55.990><c> credit</c><00:05:56.200><c> went</c><00:05:56.530><c> bad</c><00:05:56.710><c> after</c>

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back went out my credit went bad after
 

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back went out my credit went bad after
that<00:05:57.310><c> it</c><00:05:57.580><c> life</c><00:05:58.180><c> just</c><00:05:58.450><c> became</c><00:05:58.780><c> real</c><00:05:59.260><c> hard</c><00:05:59.530><c> and</c>

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that it life just became real hard and
 

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that it life just became real hard and
my<00:06:01.030><c> dreams</c><00:06:01.510><c> of</c><00:06:01.870><c> owning</c><00:06:02.200><c> a</c><00:06:02.470><c> home</c><00:06:02.620><c> seemed</c><00:06:03.190><c> like</c>

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my dreams of owning a home seemed like
 

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my dreams of owning a home seemed like
they<00:06:03.610><c> were</c><00:06:05.220><c> you</c><00:06:06.220><c> know</c><00:06:06.250><c> getting</c><00:06:06.610><c> away</c><00:06:06.820><c> from</c><00:06:06.880><c> me</c>

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they were you know getting away from me
 

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they were you know getting away from me
so<00:06:08.080><c> I'd</c><00:06:08.590><c> always</c><00:06:08.800><c> try</c><00:06:09.340><c> to</c><00:06:09.400><c> do</c><00:06:09.820><c> different</c><00:06:09.850><c> things</c>

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so I'd always try to do different things
 

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so I'd always try to do different things
and<00:06:11.020><c> you</c><00:06:11.530><c> know</c><00:06:11.650><c> work</c><00:06:11.860><c> different</c><00:06:12.250><c> jobs</c><00:06:12.510><c> but</c><00:06:13.510><c> it</c>

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and you know work different jobs but it
 

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and you know work different jobs but it
just<00:06:13.750><c> never</c><00:06:13.870><c> seemed</c><00:06:14.410><c> like</c><00:06:14.440><c> I</c><00:06:14.800><c> could</c><00:06:14.950><c> work</c><00:06:15.130><c> long</c>

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just never seemed like I could work long
 

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just never seemed like I could work long
enough<00:06:15.760><c> or</c><00:06:16.210><c> make</c><00:06:16.390><c> enough</c><00:06:16.630><c> money</c><00:06:16.810><c> to</c><00:06:16.990><c> qualify</c>

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enough or make enough money to qualify
 

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enough or make enough money to qualify
community<00:06:19.780><c> housing</c><00:06:20.170><c> works</c><00:06:20.580><c> they</c><00:06:21.580><c> help</c><00:06:21.850><c> you</c><00:06:22.060><c> to</c>

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community housing works they help you to
 

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community housing works they help you to
purchase<00:06:22.870><c> a</c><00:06:23.170><c> home</c><00:06:23.580><c> but</c><00:06:24.580><c> ultimately</c><00:06:25.240><c> it's</c>

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purchase a home but ultimately it's
 

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purchase a home but ultimately it's
really<00:06:25.990><c> up</c><00:06:26.110><c> to</c><00:06:26.230><c> you</c><00:06:26.260><c> as</c><00:06:26.710><c> the</c><00:06:27.150><c> purchaser</c><00:06:28.150><c> to</c>

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really up to you as the purchaser to
 

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really up to you as the purchaser to
position<00:06:29.740><c> yourself</c><00:06:30.160><c> to</c><00:06:30.430><c> be</c><00:06:31.210><c> able</c><00:06:31.450><c> to</c><00:06:31.660><c> purchase</c>

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position yourself to be able to purchase
 

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position yourself to be able to purchase
that<00:06:32.740><c> that</c><00:06:33.250><c> home</c><00:06:33.430><c> even</c><00:06:34.360><c> after</c><00:06:35.250><c> Community</c>

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that that home even after Community
 

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that that home even after Community
Housing<00:06:36.430><c> Works</c><00:06:36.610><c> help</c><00:06:37.210><c> me</c><00:06:37.360><c> buy</c><00:06:37.510><c> the</c><00:06:37.570><c> home</c><00:06:37.900><c> they</c>

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Housing Works help me buy the home they
 

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Housing Works help me buy the home they
were<00:06:39.610><c> willing</c><00:06:39.820><c> to</c><00:06:40.180><c> work</c><00:06:40.720><c> with</c><00:06:40.780><c> me</c><00:06:41.020><c> to</c><00:06:41.560><c> help</c><00:06:42.280><c> me</c>

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were willing to work with me to help me
 

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were willing to work with me to help me
stay<00:06:44.110><c> in</c><00:06:44.260><c> my</c><00:06:44.410><c> home</c><00:06:44.620><c> if</c><00:06:45.090><c> you</c><00:06:46.090><c> know</c><00:06:46.210><c> I</c><00:06:46.240><c> fell</c><00:06:46.750><c> upon</c>

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stay in my home if you know I fell upon
 

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stay in my home if you know I fell upon
financial<00:06:47.620><c> hardship</c><00:06:48.070><c> they</c><00:06:48.820><c> offer</c><00:06:49.450><c> to</c><00:06:50.110><c> help</c><00:06:50.950><c> me</c>

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financial hardship they offer to help me
 

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financial hardship they offer to help me
find<00:06:51.640><c> assistance</c><00:06:52.000><c> to</c><00:06:52.450><c> make</c><00:06:53.350><c> my</c><00:06:53.500><c> mortgage</c>

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find assistance to make my mortgage
 

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find assistance to make my mortgage
payment<00:06:54.220><c> and</c><00:06:54.370><c> keep</c><00:06:54.670><c> my</c><00:06:54.790><c> house</c><00:06:54.940><c> I</c><00:06:55.210><c> feel</c><00:06:56.080><c> like</c>

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payment and keep my house I feel like
 

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payment and keep my house I feel like
the<00:06:57.010><c> people</c><00:06:57.430><c> that</c><00:06:57.550><c> committee</c><00:06:57.820><c> hasn't</c><00:06:58.030><c> works</c>

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the people that committee hasn't works
 

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the people that committee hasn't works
they'll<00:06:58.840><c> be</c><00:06:59.050><c> friends</c><00:06:59.920><c> for</c><00:07:00.070><c> life</c><00:07:00.100><c> now</c>

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they'll be friends for life now
 

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they'll be friends for life now
Community<00:07:02.380><c> Housing</c><00:07:02.590><c> Works</c><00:07:02.800><c> has</c><00:07:03.280><c> created</c><00:07:03.580><c> a</c>

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Community Housing Works has created a
 

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Community Housing Works has created a
quality<00:07:04.360><c> home</c><00:07:04.540><c> with</c><00:07:04.720><c> lower</c><00:07:04.930><c> rent</c><00:07:05.290><c> for</c><00:07:05.440><c> you</c>

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quality home with lower rent for you
 

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quality home with lower rent for you
what<00:07:06.820><c> do</c><00:07:06.940><c> we</c><00:07:07.060><c> ask</c><00:07:07.180><c> in</c><00:07:07.420><c> return</c><00:07:07.450><c> we</c><00:07:08.290><c> ask</c><00:07:08.470><c> three</c>

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what do we ask in return we ask three
 

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what do we ask in return we ask three
things<00:07:09.070><c> first</c><00:07:09.520><c> we</c><00:07:10.180><c> ask</c><00:07:10.330><c> for</c><00:07:10.480><c> all</c><00:07:10.630><c> the</c><00:07:10.810><c> regular</c>

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things first we ask for all the regular
 

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things first we ask for all the regular
things<00:07:11.410><c> rent</c><00:07:12.220><c> on</c><00:07:12.370><c> time</c><00:07:12.690><c> consideration</c><00:07:13.690><c> of</c>

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things rent on time consideration of
 

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things rent on time consideration of
your<00:07:13.810><c> neighbors</c><00:07:14.100><c> keeping</c><00:07:15.100><c> up</c><00:07:15.190><c> the</c><00:07:15.340><c> place</c>

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your neighbors keeping up the place
 

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your neighbors keeping up the place
playing<00:07:16.270><c> by</c><00:07:16.510><c> the</c><00:07:16.570><c> rules</c><00:07:17.430><c> second</c><00:07:18.430><c> we</c><00:07:18.880><c> ask</c><00:07:19.060><c> you</c>

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playing by the rules second we ask you
 

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playing by the rules second we ask you
to<00:07:19.270><c> pitch</c><00:07:19.510><c> in</c><00:07:19.690><c> and</c><00:07:19.810><c> do</c><00:07:19.930><c> something</c><00:07:20.290><c> extra</c><00:07:20.650><c> to</c>

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to pitch in and do something extra to
 

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to pitch in and do something extra to
turn<00:07:20.980><c> your</c><00:07:21.100><c> community</c><00:07:21.580><c> around</c><00:07:21.670><c> you</c><00:07:22.540><c> can</c>

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turn your community around you can
 

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turn your community around you can
volunteer<00:07:22.900><c> for</c><00:07:23.590><c> a</c><00:07:23.620><c> neighborhood</c><00:07:24.040><c> cleanup</c><00:07:24.460><c> or</c>

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volunteer for a neighborhood cleanup or
 

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volunteer for a neighborhood cleanup or
neighborhood<00:07:25.570><c> watch</c><00:07:26.100><c> chair</c><00:07:27.100><c> committee</c><00:07:27.340><c> at</c>

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neighborhood watch chair committee at
 

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neighborhood watch chair committee at
your<00:07:27.760><c> complex</c><00:07:28.090><c> or</c><00:07:28.990><c> like</c><00:07:29.260><c> Eddie</c><00:07:29.530><c> join</c><00:07:30.130><c> our</c>

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your complex or like Eddie join our
 

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your complex or like Eddie join our
board<00:07:30.520><c> of</c><00:07:30.670><c> directors</c><00:07:31.680><c> being</c><00:07:32.700><c> part</c><00:07:33.700><c> of</c>

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board of directors being part of
 

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board of directors being part of
Community<00:07:34.390><c> Housing</c><00:07:34.600><c> Works</c><00:07:34.810><c> means</c><00:07:35.440><c> being</c><00:07:35.740><c> part</c>

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Community Housing Works means being part
 

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Community Housing Works means being part
of<00:07:36.220><c> change</c>

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of change
 

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of change
the<00:07:37.400><c> realities</c><00:07:37.940><c> around</c><00:07:38.090><c> us</c><00:07:38.450><c> and</c><00:07:39.280><c> when</c><00:07:40.280><c> you're</c>

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the realities around us and when you're
 

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the realities around us and when you're
part<00:07:40.730><c> of</c><00:07:40.820><c> Community</c><00:07:41.270><c> Housing</c><00:07:41.510><c> Works</c><00:07:41.720><c> we're</c>

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part of Community Housing Works we're
 

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part of Community Housing Works we're
asking<00:07:42.890><c> you</c><00:07:42.920><c> to</c><00:07:43.130><c> be</c><00:07:44.090><c> part</c><00:07:44.540><c> of</c><00:07:44.950><c> the</c><00:07:45.950><c> voice</c><00:07:46.160><c> for</c>

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asking you to be part of the voice for
 

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asking you to be part of the voice for
change<00:07:46.820><c> in</c><00:07:47.060><c> your</c><00:07:47.270><c> community</c><00:07:47.810><c> and</c><00:07:48.080><c> in</c><00:07:48.920><c> the</c>

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change in your community and in the
 

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change in your community and in the
lives<00:07:49.400><c> around</c><00:07:49.700><c> you</c><00:07:50.120><c> in</c><00:07:50.630><c> addition</c><00:07:50.900><c> to</c><00:07:51.200><c> being</c><00:07:51.380><c> a</c>

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lives around you in addition to being a
 

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lives around you in addition to being a
good<00:07:51.710><c> community</c><00:07:52.160><c> resident</c><00:07:52.700><c> and</c><00:07:52.850><c> giving</c><00:07:53.540><c> back</c>

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good community resident and giving back
 

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good community resident and giving back
to<00:07:53.900><c> the</c><00:07:53.990><c> community</c><00:07:54.440><c> we</c><00:07:54.950><c> have</c><00:07:55.070><c> a</c><00:07:55.100><c> third</c><00:07:55.400><c> request</c>

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to the community we have a third request
 

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to the community we have a third request
like<00:07:56.630><c> our</c><00:07:56.810><c> speakers</c><00:07:57.170><c> today</c><00:07:57.280><c> use</c><00:07:58.280><c> this</c>

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like our speakers today use this
 

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like our speakers today use this
affordable<00:07:59.060><c> apartment</c><00:07:59.510><c> opportunity</c><00:08:00.110><c> to</c>

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affordable apartment opportunity to
 

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affordable apartment opportunity to
build<00:08:00.860><c> your</c><00:08:01.340><c> future</c><00:08:01.630><c> Eddie</c><00:08:02.630><c> used</c><00:08:02.960><c> our</c><00:08:03.140><c> lower</c>

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build your future Eddie used our lower
 

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build your future Eddie used our lower
rents<00:08:03.710><c> to</c><00:08:03.830><c> save</c><00:08:04.040><c> for</c><00:08:04.190><c> a</c><00:08:04.250><c> rainy</c><00:08:04.280><c> day</c><00:08:04.520><c> and</c><00:08:04.970><c> when</c>

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rents to save for a rainy day and when
 

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rents to save for a rainy day and when
he<00:08:05.630><c> got</c><00:08:05.780><c> laid</c><00:08:05.960><c> off</c><00:08:06.020><c> those</c><00:08:06.770><c> savings</c><00:08:07.130><c> saw</c><00:08:07.550><c> him</c>

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he got laid off those savings saw him
 

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he got laid off those savings saw him
through<00:08:08.050><c> any</c><00:08:09.050><c> son</c><00:08:09.530><c> attended</c><00:08:09.950><c> the</c><00:08:10.070><c> Learning</c>

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through any son attended the Learning
 

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through any son attended the Learning
Communities<00:08:10.820><c> after-school</c><00:08:11.300><c> program</c>

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Communities after-school program
 

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Communities after-school program
regularly<00:08:12.140><c> and</c><00:08:12.470><c> improved</c><00:08:12.920><c> his</c><00:08:13.070><c> great</c><00:08:13.780><c> crystal</c>

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regularly and improved his great crystal
 

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regularly and improved his great crystal
graduated<00:08:15.650><c> from</c><00:08:15.830><c> financial</c><00:08:16.220><c> fitness</c><00:08:16.700><c> reduced</c>

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graduated from financial fitness reduced
 

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graduated from financial fitness reduced
her<00:08:17.660><c> debt</c><00:08:17.840><c> and</c><00:08:18.050><c> started</c><00:08:18.770><c> a</c><00:08:18.830><c> college</c><00:08:19.040><c> savings</c>

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her debt and started a college savings
 

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her debt and started a college savings
program<00:08:20.000><c> for</c><00:08:20.300><c> all</c><00:08:20.420><c> three</c><00:08:20.690><c> of</c><00:08:20.750><c> her</c><00:08:20.930><c> kids</c><00:08:21.340><c> what's</c>

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program for all three of her kids what's
 

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program for all three of her kids what's
your<00:08:22.700><c> dream</c><00:08:22.970><c> and</c><00:08:23.600><c> because</c><00:08:24.410><c> of</c><00:08:24.680><c> moving</c><00:08:25.580><c> into</c>

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your dream and because of moving into
 

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your dream and because of moving into
solara<00:08:26.300><c> we've</c><00:08:27.140><c> been</c><00:08:27.380><c> able</c><00:08:27.560><c> to</c><00:08:28.010><c> set</c><00:08:28.280><c> aside</c>

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solara we've been able to set aside
 

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solara we've been able to set aside
money<00:08:28.760><c> and</c><00:08:29.030><c> save</c><00:08:29.300><c> and</c><00:08:29.630><c> have</c><00:08:30.440><c> a</c><00:08:30.470><c> little</c><00:08:30.710><c> extra</c>

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money and save and have a little extra
 

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money and save and have a little extra
bit<00:08:31.340><c> of</c><00:08:31.400><c> a</c><00:08:31.700><c> cushion</c><00:08:31.970><c> to</c><00:08:32.500><c> have</c><00:08:33.500><c> a</c><00:08:33.530><c> brighter</c>

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bit of a cushion to have a brighter
 

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bit of a cushion to have a brighter
future<00:08:34.130><c> I</c><00:08:44.140><c> feel</c><00:08:45.140><c> like</c><00:08:45.290><c> it</c><00:08:45.410><c> made</c><00:08:45.560><c> me</c><00:08:45.740><c> a</c><00:08:45.770><c> better</c>

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future I feel like it made me a better
 

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future I feel like it made me a better
person<00:08:46.100><c> therefore</c><00:08:46.850><c> i'm</c><00:08:47.150><c> a</c><00:08:47.240><c> better</c><00:08:47.420><c> mother</c><00:08:47.660><c> and</c>

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person therefore i'm a better mother and
 

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person therefore i'm a better mother and
wife<00:08:48.170><c> as</c><00:08:48.470><c> well</c><00:08:57.250><c> they</c><00:08:58.250><c> really</c><00:08:58.910><c> had</c><00:08:59.360><c> have</c><00:09:00.080><c> made</c>

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wife as well they really had have made
 

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wife as well they really had have made
my<00:09:01.120><c> dream</c><00:09:02.120><c> come</c><00:09:02.150><c> true</c>